Business Details
50+ Years
experience
Your Trusted Partner for Rockville Banking Solutions
Since 1971, Capital Area REALTORS Federal Credit Union has provided tailored financial solutions to REALTORS and the broader community. Our deep understanding of the real estate industry enables us to design products like home mortgages, auto loans, and investment services that meet specialized needs. With over 54 years of experience, we prioritize accessibility, offering competitive rates, a user-friendly mobile app for 24/7 banking, and personalized support through dedicated customer service channels. Our commitment to ADA compliance ensures inclusivity, while decades of member-focused service underscore our trusted position in the financial sector. 
Services
Checking Account
Savings Account
Certificate of Deposit
Home Mortgage
Auto Loan
Home Equity Line of Credit
Shared Secured Loan
Money Market Account
Details
- Year established: 1971
Highlights and features
- We offer over 54 years of specialized financial expertise for REALTORS and their families.
- Our mobile app provides secure 24/7 access with instant balance checks and mobile deposits.
- We maintain a member-focused approach with personalized support and competitive rates.
- Our team understands real estate financing complexities through decades of industry experience.
- ADA-compliant services ensure accessibility for all members regardless of ability needs.
Associations and certifications
- NMLS 811806
Services
Home Mortgage
We specialize in competitive home mortgages tailored to real estate professionals. Our flexible terms accommodate primary residences, investment properties, and renovation projects. With expert guidance throughout the process, members benefit from decades of industry experience and exclusive rate advantages.
Auto Loan
New and used car loans feature streamlined approval processes and competitive interest rates. Our financing solutions cover various vehicle types while maintaining affordability through customizable repayment terms. Dedicated support ensures quick decision-making and seamless transaction execution for members.
Mobile Banking
Our mobile app delivers 24/7 account access with biometric security features. Members can transfer funds instantly, check balances without login, deposit checks via camera, and monitor transactions in real-time. This digital platform combines convenience with robust financial management tools.
Home Equity Line
Flexible home equity lines of credit provide accessible funds for major expenses. Available for primary and investment properties, these revolving credit accounts feature competitive rates and draw periods up to 10 years. Ideal for renovations or financial consolidation projects.
Questions
How can I join Capital Area REALTORS Federal Credit Union?
Membership is open to anyone through a common bond connection. Contact our team to verify eligibility and complete the straightforward enrollment process.
What mortgage options are available?
We offer conventional home mortgages, refinancing programs, and home equity lines of credit with competitive rates for owner-occupants and investors.
Is mobile banking secure?
Our app uses biometric authentication and encrypted connections to protect financial data while enabling convenient 24/7 account management.
What loan terms do you offer for auto financing?
New and used vehicle loans feature flexible terms matched to individual financial profiles, with pre-approval options available for qualified members.
How do I access 24/7 banking services?
Download our mobile app for instant balance checks, fund transfers, and mobile check deposits accessible anytime from any compatible device.
