Business Details
50+ Years
experience
Emergency
services
Your Trusted Credit Union for Postal & Printing Professionals
Founded in 1952, we began as Silver Spring Postal FCU to serve postal workers in Silver Spring, MD, providing a safe place to save and borrow at affordable rates. Our mission has always been to prioritize members' financial well-being through personalized service and community-focused banking. Over decades, we expanded eligibility to include postal employees across Maryland, Virginia, and Pennsylvania, as well as printing industry professionals. We offer a full range of financial services, including competitive loans, Visa debit cards, 24/7 online banking, and mobile app features like real-time alerts and card controls. Our commitment to member satisfaction is reflected in exclusive benefits like the Switch-and-Save Car Refinance Special, which guarantees rate reductions of 1.00% or more.With physical locations in Gaithersburg, MD, and digital tools accessible nationwide, we combine local expertise with modern convenience. Our team understands the unique financial needs of postal and printing professionals, offering tailored solutions backed by decades of industry experience. We maintain strict compliance with financial regulations while prioritizing transparency in all transactions. Our working hours accommodate early risers with weekday morning availability and virtual access around the clock. As a member-owned institution, we reinvest profits to enhance services and maintain competitive rates, ensuring long-term value for our community.
Services
Car Loans
Online Banking
Visa Debit Cards
Membership Services
Check Ordering
Car Insurance
Loan Applications
Mobile Banking App
Bill Payments
Fund Transfers
Details
- Year established: 1952
Highlights and features
- Founded in 1952 to serve postal workers with affordable financial solutions
- Exclusive membership benefits for postal and printing industry professionals
- 24/7 online banking with real-time account management tools
- Guaranteed car refinance rate reductions of 1.00% or more
- Community-focused institution reinvesting profits to enhance member services
Services
Car Refinance
Our Switch-and-Save Car Refinance Special guarantees rate reductions of 1.00% or more for qualified members. This service helps reduce monthly payments and total interest costs while maintaining flexible terms. Available for both new and existing auto loans through our member-focused credit union.
Online Banking
Access accounts 24/7 with our secure online platform, enabling bill payments, fund transfers, and real-time balance tracking. Features include eStatements, mobile check deposit, and customizable transaction alerts. Designed for convenience while maintaining strict financial data security standards.
Visa Debit Cards
MVP DIRECT Visa debit cards offer real-time transaction controls, location-based fraud protection, and instant card activation. Cardholders can toggle settings via our mobile app, receive immediate purchase notifications, and manage account access securely from any location.
Membership Services
Eligible postal workers and printing industry professionals can join with a $5 minimum deposit. Membership grants access to all financial services, including exclusive loan rates and personalized banking support. Verification requires a valid driver's license and employment documentation in qualifying categories.
Check Ordering
Members can order personalized checks online through our secure portal, with options for standard and rush delivery. The process includes design customization, paper quality selection, and fraud-prevention security features to protect financial transactions.
Questions
What services do you offer for postal workers?
We provide specialized banking services including competitive loans, Visa debit cards, and 24/7 online banking tailored to postal workers' financial needs.
How can printing industry professionals join?
Printing industry employees can join by providing employment verification and opening a Member Account with a $5 minimum deposit.
Do you offer mobile banking features?
Yes, our mobile app includes real-time alerts, card controls, and secure account management accessible anytime from any device.
What car financing options exist?
Our Switch-and-Save Car Refinance Special guarantees rate reductions of 1.00% or more for qualified auto loans.
What are your branch hours?
Gaithersburg branch is open Monday, Wednesday, and Friday from 6:30 AM to 2:30 PM, with virtual assistance available 24/7.