Business Details
Your Trusted Colorado Financial Partner
Boulder Valley Credit Union has been committed to providing comprehensive financial solutions to our members since our founding. As the first fully eco-conscious financial institution in Colorado, we prioritize sustainability while offering competitive rates and personalized service. Our team of experienced professionals delivers expertise in mortgage lending, auto loans, and digital banking tools designed to meet modern financial needs. We maintain authoritativeness through our federal insurance by NCUA, which provides up to $250,000 coverage per account. Our trustworthiness is demonstrated through transparent practices, including clear rate disclosures and security measures that protect member information.With over 5,000 shared branch locations and 30,000 free ATMs nationwide, we combine local community focus with nationwide accessibility. Our mortgage center offers specialized programs like 3% down payment options and zero closing cost refinancing, reflecting our commitment to making homeownership accessible. Through mobile banking apps and 24/7 telephone services, we ensure convenience remains central to our operations. Our dedication to financial education is evident in our first-time home buyer workshops and spending management tools. By maintaining low fees and eliminating unnecessary charges, we consistently deliver value to our members while upholding the highest standards of ethical financial service.
Services
Mortgage Loans
Auto Financing
Online Banking
Mobile Deposit
Credit Cards
Savings Accounts
Checking Accounts
Personal Loans
Home Equity Loans
Financial Education
Highlights and features
- We are Colorado's first fully eco-conscious financial institution
- Our mortgage center offers 3% down payment options
- We provide 24/7 telephone banking services
- Our members access 30,000+ free ATMs nationwide
- We offer zero closing cost refinancing options
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Mortgage Loans
Our mortgage department offers competitive rates and low closing costs for home purchases or refinancing. Special programs include 3% down payment options and zero closing cost refinancing. Experienced professionals assist with applications online, by phone, or in-person.
Auto Financing
We provide vehicle financing solutions with rates starting at 2.99% APR. Our loan specialists help members secure competitive terms for new or used car purchases through personalized consultation.
Online Banking
24/7 account access allows members to check balances, transfer funds, and pay bills from any device. Features include real-time transactions, eStatements, budgeting tools, and check image viewing capabilities.
Mobile Deposit
Deposit checks remotely using our mobile app's secure image capture technology. Available for personal and business accounts, this service eliminates branch visits while maintaining transaction security.
Financial Education
We offer free resources including first-time home buyer workshops and spending tracking software. Members receive personalized guidance on budgeting, saving, and achieving financial goals through various educational programs.
Questions
What mortgage options are available?
We offer fixed-rate mortgages starting at 4.125%, zero closing cost refinancing, and special programs requiring only 3% down payment. Our mortgage center provides personalized consultations.
How can I access my accounts outside business hours?
Our 24/7 telephone teller service and online banking platform allow round-the-clock account access for balance checks, transfers, and bill payments.
Are my accounts insured?
Yes, all accounts receive federal insurance up to $250,000 through the National Credit Union Administration (NCUA), the strongest government insurance fund available.
Do you offer online bill payment services?
Yes, our online bill payment system allows members to schedule single or recurring payments without postage fees, with optional email payment reminders.
What makes you different from other banks?
As Colorado's first eco-conscious financial institution, we combine competitive rates with environmental responsibility. We also offer 30,000+ free ATMs and specialized mortgage programs.
How do I open a new account?
New accounts can be opened online through our secure banking portal, by phone, or in-person at any of our branch locations with required identification and initial deposit.
