Electrical Federal Credit Union

Our Vision: To empower our members through innovative financial guidance and personalized solutions.

Our Mission: To provide exceptional financial services that meet the diverse needs of our membership, while fostering a strong sense of community and shared prosperity.

Who We Are

Electrical Federal Credit Union (EFCU) is a community-driven financial institution serving the needs of individuals and families in the Denver metropolitan area and beyond. Founded on the principles of shared ownership and democratic governance, we prioritize providing our members with personalized financial guidance and competitive products.

What We Do

EFCU offers a comprehensive range of financial services to empower our members to achieve their financial goals. Our services include:

Personal Banking

• Checking and savings accounts
• Credit cards
• Fraud prevention resources
• Financial education workshops
• Personalized financial planning

Loan Solutions

• Auto loans with competitive rates and flexible terms
• Credit builder loans to establish or rebuild credit
• Home equity loans for home improvements or debt consolidation
• Personal loans for unexpected expenses or debt consolidation
• Student loan refinancing options

Specialized Services

• Online and mobile banking for convenient account management
• Shared branching network with over 30,000 surcharge-free ATMs
• Personalized insurance plans to protect your assets
• P2P payments for convenient and secure money transfers

Our Values

• Member-Centered: We prioritize the needs and aspirations of our members.
• Integrity: We uphold ethical values and transparency in all our endeavors.
• Innovation: We embrace new technologies and approaches to enhance your financial experience.
• Community: We invest in the communities we serve and empower individuals to achieve financial success.

Our Commitment

EFCU is committed to providing our members with:

• Personalized financial guidance and support
• Competitive interest rates and fees
• Transparent and accessible communication
• Responsive and personalized customer service
• A commitment to community involvement and social responsibility

Join EFCU and experience the difference a community-driven financial institution can make in your financial journey!