Business Details
50+ Years
experience
Your Trusted Partner for Credit Union Services
Premier Members Credit Union was founded in 1935 by employees of Stearman Aircraft Company in Wichita, Kansas. Over nine decades, we've expanded our mission from serving the aviation industry to supporting local Kansas communities and Colorado residents. As a member-owned cooperative, we prioritize community impact through financial education, sustainability initiatives, and personalized banking solutions. Our leadership team brings decades of combined experience in credit union operations, technology transformation, and community engagement. We maintain federal insurance up to $250,000 through NCUA and hold NMLS #416701 certification.Our merger with Premier Members Credit Union in 2025 strengthened our ability to serve 70,000+ members with innovative financial products. We emphasize digital banking accessibility through mobile apps with secure check deposit and 24/7 account management. Our community involvement includes board memberships in education, wildlife conservation, and financial literacy organizations. We maintain physical branches in Broomfield, Colorado, and Wichita, Kansas, while offering nationwide online banking services. Our commitment to transparency includes clear fee disclosures and multi-factor authentication for account security.
Services
Personal Checking
Business Loans
Credit Cards
Online Banking
Investment Services
Details
- Year established: 1935
Highlights and features
- Over 60 years of banking experience serving 70,000+ members
- 24/7 digital banking with secure mobile check deposit
- Community-focused financial education programs
- Leadership team with 35+ years average industry experience
- Federally insured accounts up to $250,000 through NCUA
Associations and certifications
- NCUA
- NMLS
Services
Business Checking
Our business checking accounts provide comprehensive financial management solutions for companies of all sizes. Features include unlimited transactions, online banking integration, and customizable account management tools. Business members benefit from dedicated support for payroll processing, merchant services, and cash flow management.
Commercial Loans
We offer tailored commercial loan products including construction financing, equipment loans, and working capital solutions. Our lending specialists work closely with businesses to develop customized repayment terms and competitive interest rates. Loan applicants receive personalized guidance through the application and approval process.
Remote Deposit
This innovative service enables businesses to process checks remotely using high-speed scanners. Features include batch processing, automated deposit reconciliation, and next-business-day fund availability. The system supports custom reporting and integrates with accounting software for streamlined financial management.
Business ACH
Our ACH payment system facilitates efficient fund transfers for payroll, vendor payments, and bill collections. Businesses can schedule recurring transactions, manage payment templates, and access detailed transaction history. The service includes customizable administrative controls and security features.
Online Banking
24/7 online banking platform provides account management, bill payment, and financial tracking tools. Features include real-time transaction monitoring, customizable alerts, and integration with accounting software. Security measures include multi-factor authentication and encrypted data transmission.
People
Carlos Pacheco
Co-CEO
With 35+ years in financial services, led Premier Members Credit Union for 14 years. Active in community boards including United Way and Junior Achievement USA Programs. Holds BA from University of Phoenix.
James Nastars
Co-CEO
35-year credit union veteran, former CEO for 12 years. Serves on WSU Foundation and Kansas State University advisory boards. Holds dual degrees from University of Texas at Austin.
Jamie Harrison
Chief Growth Officer
25+ years banking experience, leads growth strategy since 2005. Holds BA and MBA from Wichita State University and Newman University. Certified in Design-Thinking methodologies.
Chris Vinall
Chief Business Transformation Officer
30+ years IT and cybersecurity expertise across multiple industries. 2023 Colorado Orbie Award winner for Corporate CIO of the Year. Oversees digital infrastructure and information security.
Joley Riley
Chief Banking Officer
25+ years banking experience, manages retail operations and consumer lending. Graduate of University of Wisconsin's Graduate School of Banking. Holds BA in Management from Baker University.
Questions
What are Meritrust's current branch hours?
Our branches follow standard banking hours with closures for major holidays like Indigenous Peoples' Day. Check our website for specific location hours.
How do I apply for a business loan?
Apply online or contact our Business Banking team at 303.657.7000 for personalized assistance with loan applications and documentation requirements.
What digital banking features are available?
Access mobile check deposit, bill payment, fund transfers, credit score monitoring, and account management through our secure mobile app and online platform.
Are business accounts FDIC insured?
Accounts are federally insured up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency.
What business services require additional fees?
Remote deposit services and ACH processing have monthly fees. Review our Rate and Fee Disclosure document for complete details on service charges.
How can businesses integrate accounting software?
Our Quicken/QuickBooks WebConnect feature enables direct integration for streamlined financial management and transaction tracking.
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