Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in New York
Founded in 1951, Self Reliance NY Federal Credit Union Federal Credit Union was established by volunteers committed to the cooperative principle of 'people helping people.' As the oldest and largest Ukrainian Credit Union globally, we serve over 15,000 members with assets exceeding $1 billion. Our mission centers on fostering financial well-being through savings, credit, and quality financial products delivered professionally and confidentially. We prioritize member benefits, offering competitive dividend rates, secure investment practices, and a wide range of services including mortgages, auto loans, and credit cards.The recent merger with Ukrainian Selfreliance Federal Credit Union expands our capabilities while maintaining our core values of cooperation, thrift, and community support. Our digital and physical branches ensure accessible, secure banking tailored to meet evolving member needs.
Services
Savings Accounts
Auto Loans
Mortgages
Credit Cards
Consumer Loans
Details
- Year established: 1951
Highlights and features
- We offer over 70 years of experience in community-focused banking.
- Our services are insured by NCUA up to $250,000 per member.
- We provide personalized financial solutions tailored to member needs.
- We maintain a strong capital base for secure, long-term growth.
- Our digital tools enable convenient 24/7 account management.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Savings Accounts
Our high-yield savings accounts include Regular Share, Money Market, and Certificate options designed to help members grow their funds securely. Competitive dividend rates apply to all products, with daily accrual and quarterly posting. Minimum balances start at $50 for membership eligibility.
Auto Loans
We provide financing for new and used vehicle purchases with flexible terms. Our low-interest rates and no-point policies make vehicle ownership accessible. Visit our rates page or contact our loan department for personalized financing options tailored to your budget.
Mortgages
First mortgage financing for home purchases and refinances with fixed and adjustable rates. Our no-point policy reduces upfront costs while ensuring competitive long-term rates. We specialize in helping members achieve homeownership through personalized loan structuring and professional guidance.
Credit Cards
Secured and unsecured credit cards with rates starting at 8.90% fixed APR. Features include no annual fees, fraud protection, and global transaction capabilities. Cardholders receive 24/7 support for travel notifications and lost/stolen card reporting via dedicated emergency numbers.
Consumer Loans
Secured loans against share accounts with terms up to five years, plus unsecured options for debt consolidation or major purchases. Competitive rates apply to both secured and unsecured products, with flexible repayment structures to match individual financial circumstances.
Questions
How does the merger affect my existing account?
Your account details remain unchanged. Enhanced services and expanded branch access will be implemented gradually. Review our Member Disclosure Notice for integration timelines.
What loan types are available post-merger?
We continue offering mortgages, auto loans, personal loans, and credit cards with expanded underwriting capabilities and competitive rate structures.
Are my funds still insured?
Yes, all deposits remain federally insured up to $250,000 by NCUA, backed by the U.S. government.
What digital banking features do you provide?
Free online and mobile banking includes account management, bill payment, electronic statements, and secure transaction capabilities available 24/7.
Which branches are currently operational?
We serve members at five locations: NYC Main Office, Astoria, Kerhonkson, Lindenhurst, and Uniondale with varying weekday and Saturday hours.