Call Now
Website
Call
Business Details
50+ Years
experience
Your Trusted Independent Insurance Agency in Lemon Grove
Horton Insurance Agency has proudly served the insurance needs of Lemon Grove and all of California since 1965. As an independent insurance agency, we work for you, not the insurance carriers, helping clients find the best value on auto, home, business, and more from several of California's most trusted carriers. Our team provides personalized service, leveraging decades of experience to tailor coverage solutions that meet individual client needs.

We prioritize transparency, offering free, no-obligation quotes and 24/7 accessibility for emergencies. With deep local knowledge and a commitment to community advocacy, we ensure clients receive competitive pricing, comprehensive protection, and dedicated support throughout the claims process.
Services
Auto Insurance Home Insurance Commercial Auto Insurance Boat Insurance Motorcycle Insurance Flood Insurance Earthquake Insurance Umbrella Insurance Landlord Insurance Condo Insurance
Details
  • Year established: 1965
Highlights and features
  • We have over 50 years of experience serving California's insurance needs.
  • Our independent agency model compares multiple carriers for optimal value.
  • We provide personalized insurance solutions tailored to unique client requirements.
  • Our local team understands regional risks and coverage nuances.
  • We offer free, no-obligation quotes with transparent pricing.
Services
Auto Insurance
Our auto insurance policies protect drivers across Lemon Grove and California against financial losses from accidents, theft, or natural disasters. Coverage includes liability, collision, and comprehensive options for standard vehicles, motorcycles, and specialty vehicles. We compare quotes from top carriers to ensure competitive pricing and tailored protection for every driver's needs.
Home Insurance
Home insurance policies safeguard California homeowners against damage from fire, theft, and natural disasters like earthquakes. Coverage includes dwelling protection, personal liability, and additional living expenses during repairs. We help clients customize policies with optional flood or umbrella coverage to protect their most valuable asset.
Commercial Auto Insurance
Commercial auto insurance covers business vehicles including trucks, vans, and employee-owned cars used for work purposes. Policies include liability coverage, medical payments, and protection for hired or non-owned vehicles. We assist businesses in finding cost-effective solutions that comply with California's commercial insurance requirements.
Boat Insurance
Boat insurance provides coverage for watercraft damage, liability, and emergency assistance across California. Policies include agreed value coverage, medical payments, and protection for personal effects. We help clients navigate navigational area limits and customize coverage for boats, Jet Skis, and other watercraft.
Motorcycle Insurance
Motorcycle insurance offers liability, collision, and custom parts coverage for California riders. Policies protect against theft, accidents, and uninsured motorists while including roadside assistance benefits. We provide tailored quotes for street cycles, cruisers, and specialty motorcycles to ensure comprehensive protection.
Questions
What types of insurance do you offer?
We offer auto, home, motorcycle, boat, commercial auto, flood, earthquake, umbrella, landlord, and condo insurance policies tailored to California residents.
How can I get a free insurance quote?
Request a free quote online or call us at 619-465-9100 to compare competitive rates from trusted insurance carriers in California.
Do you specialize in California insurance policies?
Yes, we specialize in California insurance policies, understanding local regulations, regional risks, and coverage requirements for homes and vehicles.
Can you help with business insurance needs?
We provide commercial auto insurance and other business coverage solutions tailored to protect California companies and their vehicles.
What sets your agency apart from others?
As an independent agency, we compare multiple carriers to find personalized solutions, combining local expertise with decades of industry experience since 1965.