Business Details
Emergency
services
Your Trusted Independent Insurance Agency in San Diego
Alcott Insurance Agency is an independent insurance agency dedicated to providing comprehensive personal and commercial insurance solutions tailored to our clients' unique needs. With decades of combined experience in the insurance industry, our team of professionals works diligently to educate clients on their coverage options and secure the most competitive rates from top-rated carriers. We specialize in personal insurance services including auto, home, motorcycle, life, and renters insurance, as well as commercial insurance packages featuring general liability, workers' compensation, commercial auto, and specialized industry-specific coverages. Our commitment to personalized service ensures that each client receives one-on-one attention to address their specific risk management needs.As an independent agency, we maintain partnerships with multiple insurance carriers to provide unbiased recommendations and customized policy solutions. Our San Diego-based team serves clients throughout California and across 40+ states nationwide, offering 24/7 claims support and responsive customer service. We prioritize transparency in all our communications, ensuring clients fully understand their policy terms and coverage limitations. With our deep understanding of both personal and business insurance markets, we help clients navigate complex insurance decisions with confidence. Our agency's longevity and client retention rates demonstrate our dedication to maintaining the highest standards of professional service and community engagement in the insurance industry.
Services
Auto Insurance
Homeowners Insurance
Commercial Auto
General Liability
Workers Compensation
Life Insurance
Renters Insurance
Business Owners Policy
Commercial Property
Cyber Liability
Highlights and features
- We offer 24/7 claims support with direct access to insurance carriers
- Our independent agency status provides access to multiple insurance carriers
- We provide personalized policy assessments tailored to individual risk profiles
- Our team maintains expertise in both personal and commercial insurance sectors
- We serve clients across 40+ states with localized insurance solutions
Services
Business Insurance
Our business insurance solutions protect companies against industry-specific risks through tailored packages. We offer general liability, workers' compensation, commercial auto, and property insurance, along with specialized coverage for restaurants, contractors, and renewable energy businesses. Our experienced agents assess each company's unique exposure to create comprehensive protection plans that adapt to evolving business needs.
Auto Insurance
We provide auto insurance policies that cover personal and commercial vehicles with options for liability, collision, and comprehensive coverage. Our agents help clients secure competitive rates while ensuring adequate protection for their specific driving needs and vehicle types across California and multiple states.
Homeowners Insurance
Our homeowners insurance policies protect residential properties against common risks including fire, theft, and natural disasters. We offer customizable coverage options to meet different property types and owner needs, including specialized policies for condominiums, apartment buildings, and unique home structures throughout California.
Life Insurance
We offer individual and group life insurance solutions to provide financial security for families and businesses. Our policies include term life and permanent life insurance options, with flexible coverage amounts and terms to suit different life stages and financial planning objectives.
Workers Compensation
Our workers' compensation insurance meets state requirements while protecting businesses from financial losses due to workplace injuries. We provide coverage for medical expenses, lost wages, and rehabilitation costs, serving companies across various industries including construction, hospitality, and manufacturing sectors in California.
People
James DeVito
Chief Executive Officer
James DeVito leads Alcott Insurance Agency with over 25 years of insurance industry experience. He oversees strategic operations and maintains key carrier relationships to ensure clients receive optimal coverage solutions and competitive pricing across personal and commercial lines.
Kirk Jorgenson
Commercial Lines Producer/Account Executive
Kirk Jorgenson specializes in commercial insurance solutions with 15+ years of experience in risk management. He develops customized insurance packages for businesses, focusing on general liability, commercial property, and industry-specific coverage needs for clients throughout California.
Chris DeVito
Producer - Account Executive
Chris DeVito provides personalized insurance solutions to businesses and individuals, leveraging his 12 years of experience in the insurance industry. He specializes in commercial lines and works closely with clients to identify risk exposures and implement appropriate coverage strategies.
Steven Brooks
Producer - Account Executive
Steven Brooks offers expert insurance guidance to clients with 18 years of industry experience. He focuses on commercial insurance products including workers' compensation, cyber liability, and business owners policies, helping companies protect against evolving business risks.
Joseph Yurong
Personal Lines Manager
Joseph Yurong manages personal insurance services with a focus on auto, home, and life insurance products. He has 10 years of experience helping California residents secure appropriate coverage levels while maintaining exceptional customer service standards.
Questions
What types of insurance do you offer?
We offer personal insurance (auto, home, life, motorcycle, renters) and commercial insurance (general liability, workers' compensation, commercial auto, business owners policy, and industry-specific coverages).
Are you licensed to operate outside California?
Yes, we are licensed to provide insurance services in over 40 states across the United States, in addition to our San Diego-based operations.
How do you help businesses with insurance needs?
We assess your business risks, industry challenges, and future plans to create customized insurance packages from multiple carriers, ensuring comprehensive protection for your specific operations.
Do you offer 24/7 claims support?
Yes, we provide 24-hour claim reporting assistance through carrier direct lines and our office number, with policy-specific claim contact information available in your documentation.
Can I get a free insurance quote?
Yes, we offer free, no-obligation quotes for both personal and business insurance through our online forms or by contacting our San Diego office directly.
How are you different from other agencies?
As an independent agency, we represent multiple insurance carriers to provide unbiased recommendations, offering personalized service with experienced agents dedicated to both personal and commercial insurance sectors.
