Business Details
10 Years
experience
Your Trusted Insurance Partner in San Diego
Regency West Insurance is a San Diego-based insurance agency with over two decades of experience serving California businesses and individuals. We specialize in group health insurance, individual coverage, and Medicare planning, offering tailored solutions that align with clients' unique needs. Our consultative approach begins with a comprehensive audit of existing benefits structures to identify gaps and opportunities. We provide strategic guidance for small businesses under 100 employees seeking competitive group health plans, as well as personalized assistance for individuals navigating Covered California, life insurance, and Medicare options.With a focus on compliance and cost-effectiveness, we deliver year-round support that extends beyond policy placement to include HR services, Section 125 plans, and enrollment management. Our team's deep industry expertise, demonstrated through decades of experience and specialized certifications, ensures clients receive authoritative guidance that meets evolving regulatory requirements. We maintain transparency in all operations, emphasizing client education and long-term partnerships that prioritize protection and financial security.
Services
Group Health Insurance
Individual Coverage
Medicare Planning
Benefits Consulting
Section 125 Plans
HR Compliance Support
Covered California Guidance
Defined Contribution Strategies
Employee Enrollment Services
ACA Compliance
Details
- Year established: 2016
Highlights and features
- We offer 20+ years of specialized insurance expertise in California markets
- Our team provides year-round compliance support beyond standard enrollment periods
- We implement a consultative process starting with comprehensive benefits audits
- Our independent broker status ensures unbiased comparisons across multiple carriers
- We maintain specialized knowledge of ACA regulations and state-specific requirements
What people say
Best in the business
Knowledgeable and responsive
Saves time and money
Exceptional customer service
Trusted partner
Services
Group Health Insurance
Customized group health insurance solutions for California businesses with under 100 employees. We design compliant, cost-effective plans that attract top talent while managing employer costs. Our services include HR support, Section 125 premium-only plans, and compliance management with state and federal regulations. We work with top California carriers to ensure reliable coverage options that meet evolving business needs.
Medicare Planning
Comprehensive Medicare guidance for individuals approaching 65 or navigating existing coverage. We provide unbiased comparisons of Original Medicare, Advantage plans, and Supplement options. Our independent broker status allows access to multiple carriers while focusing on prescription coverage, provider network verification, and enrollment timing to avoid penalties. We explain complex options in plain language.
Benefits Consulting
Strategic benefits consulting for California employers of all sizes. We analyze workforce demographics and budget constraints to create competitive benefits packages. Services include compliance audits, cost benchmarking, and regulatory guidance for ACA, ERISA, and state-specific requirements. Our support extends beyond plan selection to include ongoing optimization and annual reviews.
Individual Coverage
Tailored individual health insurance solutions for self-employed individuals and those between jobs. We simplify ACA-compliant plan comparisons, help determine subsidy eligibility, and provide guidance on short-term options. Our services include supplemental coverage recommendations for dental, vision, and critical illness protection while ensuring compliance with enrollment timelines.
Compliance Support
Year-round compliance assistance for California businesses offering employee benefits. We ensure adherence to ACA mandates, manage 1095-C reporting requirements, and provide ERISA disclosures. Our services include plan document preparation, compliance audits, and ongoing regulatory updates to help businesses avoid penalties while maintaining effective benefits programs.
People
Jeana Wallace
Founder
Insurance industry expert with 25+ years of experience, specializing in California health insurance markets. Holds Health Insurance Professional designation and Healthcare Reform specialization. Featured in Woman's Magazine for industry leadership. Active in local Rotary Club and community health initiatives.
Questions
What's the difference between group health insurance and individual coverage?
Group health insurance is employer-sponsored coverage for employees, while individual coverage is purchased directly. We help compare both options to find your best fit.
When should I start planning for Medicare coverage?
Begin exploring Medicare options 3-6 months before turning 65. We provide personalized consulting to navigate enrollment timelines and coverage choices.
Can you help customize a health insurance plan?
Yes, we offer personalized consulting for self-employed individuals, small businesses, and those seeking better coverage options that match specific needs.
What consulting services do you offer?
We provide plan reviews, benefits benchmarking, compliance guidance, and strategic sessions to improve coverage while managing costs effectively.
How do you support ACA compliance?
We guide businesses through employer mandate requirements, track full-time equivalents, and support 1095-C reporting to ensure ACA compliance.
Can I add dental or vision coverage?
Yes, we help find affordable supplemental dental and vision plans from trusted providers to complement your primary health coverage.
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