Business Details
Your Trusted Partner for Financial Solutions
Finex Credit Union is a cooperative, not-for-profit financial institution owned by its members. We prioritize member needs by offering affordable products and services, including competitive mortgage rates, high-yield checking and savings accounts, and cutting-edge mobile banking features. Our commitment to community and technological innovation ensures members can bank securely from anywhere, with tools like real-time chat support, Zelle payments, and credit monitoring.With over 55,000 surcharge-free ATMs and 5,000 shared branches nationwide, we provide convenience without compromising personalized service. Our team of experts focuses on helping members achieve financial goals through tailored solutions, from first-time homebuying to credit rebuilding. Recognized for excellence in customer service, we combine decades of experience with a passion for empowering members to thrive financially.
Services
Mortgage Loans
Auto Loans
High-Yield Checking
Credit Cards
Mobile Banking
Highlights and features
- We are a not-for-profit, member-owned credit union focused on your financial well-being.
- Our high-yield accounts grow your money faster with premium interest rates.
- Cutting-edge mobile banking features enable 24/7 account management and security.
- We offer mortgage rates below the national average, saving members thousands.
- Award-winning customer service with personalized support from experienced staff.
Associations and certifications
- NCUA
What people say
Awesome experience
Friendly staff
Great service
Timely support
Easy process
Services
Mortgage Loans
Finex Credit Union offers competitive mortgage solutions, including fixed-rate and adjustable-rate options. Members can secure rates below the national average, with terms up to 30 years. Our process simplifies homebuying or refinancing, with expert guidance from application to closing. Special programs like 100% financing and FHA loans cater to first-time buyers.
Auto Loans
Finex provides auto loans for new and used vehicles with flexible terms up to 84 months. Rates start at 6.24% APR for Premier members, with options to finance up to 100% of the vehicle cost. Refinancing opportunities help reduce payments, and add-ons like GAP insurance protect your investment.
High-Yield Checking
Earn competitive APYs with no minimum balance requirements. Members receive cashback rewards, surcharge-free ATM access, and mobile wallet integration. Requirements include direct deposit and monthly qualifying transactions to maximize earnings.
Credit Cards
Finex offers secured, student, and travel rewards credit cards. Features include zero fraud liability, global acceptance, and points programs for purchases. Premium cards provide travel benefits like airport lounge access and 6x rewards on travel bookings.
Financial Education
We provide free resources like budgeting templates, webinars, and calculators to improve financial literacy. Topics cover home affordability, debt management, and credit-building strategies, empowering members to make informed decisions.
Questions
What mortgage rates does Finex Credit Union offer?
Finex offers a 30-year fixed mortgage at 5.50%/5.69% APR, below the national average.
How can I access mobile banking features?
Download the Finex Mobile Banking App for real-time account management, Zelle payments, and credit monitoring.
Who can join Finex Credit Union?
Eligibility includes living or working in Hartford/Tolland County, being part of an eligible employer group, or having a family member who is a member.
What loan types are available?
We provide mortgage loans, auto loans, personal loans, refinancing options, and credit-building products.
Are there fees for checking accounts?
No monthly fees when account requirements are met, such as direct deposit and minimum transactions.
