Business Details
Your Trusted Partner for Financial Solutions
At UBI Federal Credit Union, we pride ourselves on delivering personalized financial solutions tailored to meet the unique needs of our members. With decades of combined experience in the financial services industry, our team of professionals is dedicated to providing expert guidance and innovative products that empower individuals and businesses to achieve their financial goals. Our commitment to excellence is reflected in our comprehensive range of services, including savings accounts, auto loans, personal loans, home equity loans, and credit cards, all designed to offer competitive rates and exceptional value. We prioritize local expertise, ensuring our members receive insights and support that align with the specific needs of our community. Our partnerships with over 200 car dealers streamline the vehicle purchasing process, while our security protocols safeguard members against fraud and unauthorized access.Through transparent communication, ethical practices, and a focus on member satisfaction, we strive to build lasting relationships grounded in trust and reliability. Our digital tools, including mobile banking and online account management, provide convenience and accessibility, allowing members to manage their finances anytime, anywhere. We continuously invest in educational resources to help members make informed financial decisions, from budgeting to investment planning. Our dedication to community development is evident in our support for local initiatives and financial literacy programs. By combining personalized service with cutting-edge technology, UBI Federal Credit Union remains a trusted partner in fostering financial well-being for generations to come.
Services
Savings Accounts
Auto Loans
Personal Loans
Home Equity Loans
Credit Cards
Notary Services
Mobile Banking
Financial Calculators
Certificate Programs
IRA Accounts
Highlights and features
- We offer personalized service tailored to individual financial needs.
- Our local expertise ensures community-specific financial insights.
- Competitive rates on loans and savings products benefit our members.
- We partner with 200+ car dealers for seamless vehicle financing.
- Advanced security protocols protect against account fraud and scams.
Services
Auto Loans
UBI Federal Credit Union provides competitive auto loans with APRs starting at 4.74%, offering pre-approval options and partnerships with over 200 local dealers. Our streamlined process ensures quick access to funds for new or used vehicle purchases, supported by personalized guidance to help members secure the best rates and terms tailored to their financial situation.
Savings Accounts
Our savings accounts, including Certificates, Club Accounts, and Money Market options, offer competitive interest rates to help members grow their funds securely. With flexible terms and features like tiered interest rates and penalty-free withdrawals, these accounts cater to diverse financial goals, from short-term savings to long-term wealth building.
Personal Loans
Personal loans at UBI start at 8.74% APR, providing flexible financing for debt consolidation, home improvements, or unexpected expenses. With no collateral required and terms up to 36 months, these loans offer accessible solutions for members seeking to manage financial needs without compromising security.
Credit Cards
Our credit card options include rewards programs, low introductory rates, and features designed to build credit. Tailored for different lifestyles, these cards offer cashback, travel benefits, and tools to monitor credit health, helping members maximize purchasing power while maintaining financial control.
Home Equity Loans
Home equity loans at 6.79% APR allow members to leverage their property's value for major expenses like renovations or education. With fixed rates and terms up to 15 years, these loans provide predictable payments and the flexibility to access substantial funds while retaining home ownership.
Questions
How do I apply for an auto loan?
Apply online or visit our Plainville or Bristol office. Pre-approval is available through our website, and our team will guide you through the process.
What savings account options are available?
We offer Certificates, Club Accounts, Money Market Accounts, and IRAs with competitive rates and flexible terms to suit various financial goals.
How can I protect my account from scams?
Never share access codes. If contacted unexpectedly, call us directly at 860-793-4152 to verify authenticity and report suspicious activity.
Do you offer mobile banking services?
Yes, our mobile app allows 24/7 account access, bill payments, and real-time transaction monitoring for added convenience.
What are the current loan rates?
Auto loans start at 4.74% APR, personal loans at 8.74% APR, and home equity loans at 6.79% APR. Visit our Rates page for details.
