Business Details
Your Trusted Mortgage Broker in Baltimore, MD
Secured Funding Corporation has been dedicated to simplifying the home loan process for residents across Maryland since our inception. With over $500 million in loans funded to date, we specialize in a comprehensive range of mortgage solutions including conventional, FHA, VA, USDA, and 203k renovation loans tailored to meet diverse financial needs. Our team of experienced professionals prioritizes personalized service, ensuring clients receive expert guidance from application through approval. We maintain a 97% customer satisfaction rate by offering competitive Maryland mortgage rates and a streamlined 2-day average loan approval process.As a locally trusted Baltimore mortgage broker, we provide both fixed and adjustable rate options while supporting clients through refinancing opportunities such as FHA Streamline, VA Streamline, and HARP programs. Our commitment to transparency and client education is demonstrated through digital tools like the Loanzify App and mortgage payment calculator. We serve communities including Baltimore, Columbia, Silver Spring, and Frederick, maintaining direct communication channels via phone, email, and in-person consultations.
Services
Conventional Loans
FHA Loans
VA Loans
Mortgage Refinance
Renovation Loans
Highlights and features
- We've funded $500 million+ in Maryland home loans since establishment
- Our 2-day average loan approval process accelerates home buying timelines
- We offer specialized FHA 203k Renovation and streamline refinance programs
- Our team provides localized expertise for Baltimore and surrounding areas
- We maintain direct communication channels through Loanzify App integration
What people say
97% satisfaction rate
2-day approval process
Helpful team support
Competitive mortgage rates
Local expertise
Services
Conventional Loans
Conventional home loans offer flexible terms for qualified borrowers seeking standard mortgage financing. These non-government-backed mortgages provide fixed or adjustable rate options with competitive Maryland rates. Ideal for buyers with strong credit histories and down payments of 5-20%, our conventional loans feature streamlined approval processes and personalized rate quotes.
FHA Loans
FHA loans provide accessible homeownership opportunities with low down payment requirements and lenient credit standards. Backed by the Federal Housing Administration, these mortgages suit first-time buyers and those with moderate incomes. Our FHA loan specialists guide clients through the application process while offering competitive Maryland rates and renovation financing options.
VA Loans
VA loans deliver exclusive benefits for eligible military personnel, veterans, and surviving spouses. These zero-down-payment mortgages feature favorable rates and no private mortgage insurance requirements. Our VA loan experts facilitate streamlined streamline refinance options and ensure compliance with Department of Veterans Affairs guidelines for Maryland properties.
Mortgage Refinance
Mortgage refinance programs help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer conventional refinancing and government-specific programs like FHA Streamline, VA Streamline, and HARP. Our process includes rate analysis, break-even calculations, and personalized recommendations for Maryland property owners seeking improved loan terms.
Renovation Loans
FHA 203k renovation loans combine purchase or refinance with home improvement funding in a single mortgage. Ideal for fixer-upper properties, these loans cover repair costs up to $35,000 with flexible guidelines. Our renovation loan specialists coordinate with contractors and inspectors to ensure Maryland properties meet safety standards while delivering comprehensive financing solutions.
Questions
What mortgage loan types do you offer in Maryland?
We provide conventional, FHA, VA, USDA, and FHA 203k renovation loans with both fixed and adjustable rate options across Maryland.
How quickly can I get approved for a mortgage?
Our average loan approval time is 2 days from application submission with complete documentation.
Do you offer refinancing options for existing mortgages?
Yes, we offer conventional refinancing and government-specific programs including FHA Streamline, VA Streamline, and HARP refinance options.
What areas in Maryland do you serve?
We serve Baltimore, Columbia, Silver Spring, Frederick, and surrounding Maryland communities with local expertise.
How can I calculate my potential mortgage payments?
Use our online mortgage payment calculator to estimate monthly payments based on loan amount, interest rate, and property taxes.
Can I apply for a mortgage online?
Yes, start with our Quick Quote form or use the Loanzify App to begin your application process digitally.
