Business Details
Your Trusted Mortgage Partner in Annapolis, MD
The MyHome Mortgage Team has been a trusted partner in homeownership for over 30 years, specializing in mortgage services tailored to first-time homebuyers and experienced homeowners alike. Our team combines deep local expertise with a personalized approach, offering step-by-step guidance through every stage of the home-buying process. We collaborate with reliable real estate partners and industry professionals to ensure clients receive comprehensive support. With a focus on down payment assistance programs, VA loans, refinancing, and renovation loans, we serve Maryland, Virginia, and Washington, D.C.Our commitment to transparency, client education, and stress-free service has earned us recognition as a Top Rated Local lender. Led by seasoned professionals like Rob Schurr and Tammi Lewis, we prioritize client needs while maintaining rigorous compliance with industry standards.
Services
Down Payment Assistance
VA Loans
Refinancing
Renovation Loans
Conventional Loans
FHA Loans
Jumbo Loans
USDA Loans
Investment Property Loans
Highlights and features
- We offer 30+ years of mortgage industry experience with personalized guidance.
- Our team provides step-by-step support for first-time homebuyers.
- We specialize in VA loans and down payment assistance programs.
- We tailor services to meet unique financial circumstances.
- Our staff includes NMLS-certified professionals with local market expertise.
What people say
Patient and helpful
No stress or pressure
Smooth and painless
Timely manner
Great experience
Services
Down Payment Assistance
We provide down payment assistance programs tailored to first-time homebuyers in Maryland, Virginia, and Washington, D.C. Our experts help clients access grants and low-interest loans to reduce upfront costs. This service enables qualified buyers to achieve homeownership with minimal financial barriers.
VA Loans
Specialized VA loan programs offer veterans 100% financing with no down payment requirements. We guide clients through VA loan benefits, including seller-paid closing costs and competitive interest rates. Our team ensures veterans receive maximum entitlement and streamlined approval processes.
Refinancing
Our refinancing services help homeowners lower monthly payments, reduce interest rates, or access equity. We evaluate clients' financial goals to determine optimal refinancing strategies. The process includes no-pressure consultations and transparent cost disclosures.
Renovation Loans
Renovation loans combine purchase or refinance funds with repair costs for fixer-upper properties. We offer FHA 203(k) and other programs covering structural repairs, kitchen/bathroom upgrades, and energy-efficient improvements. This service helps buyers maximize property value.
Conventional Loans
We provide conventional loan options for buyers with strong credit histories and stable income. These loans require private mortgage insurance for down payments under 20%. Our team explains loan terms, including fixed-rate and adjustable-rate options, to match client needs.
People
Rob Schurr
Branch Manager
Rob Schurr has over 30 years of mortgage experience, specializing in first-time buyer programs. He oversees a professional team and holds an NMLS certification (#202183). Graduate of the University of Maryland with finance expertise.
Tammi Lewis
Loan Officer
Tammi Lewis has eight years of mortgage origination experience, focusing on first-time homebuyer programs. Licensed in DC, Maryland, and Virginia, she provides personalized guidance to improve clients' credit for loan approval.
Questions
What down payment assistance programs are available in Maryland?
We offer Maryland Mortgage Program Gold Lender-approved assistance options, including grants and low-interest loans for first-time homebuyers in eligible areas.
Can veterans get VA loans with no down payment?
Yes, VA loans provide qualified veterans with 100% financing, no down payment requirements, and seller-paid closing costs through the Department of Veterans Affairs.
How does mortgage refinancing work?
Refinancing replaces your current loan with a new one to lower rates, reduce payments, or access equity. We evaluate your financial goals to determine if it's beneficial.
What documents are needed for pre-qualification?
Pre-qualification requires income verification, credit history, and financial statements. We perform a soft credit pull that doesn't affect your score.
Do you offer renovation loans for fixer-uppers?
Yes, we provide FHA 203(k) and other renovation loans that cover purchase costs and necessary repairs for fixer-upper properties.
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