Universal Mortgage Finance

Who We Are

Universal Mortgage & Finance, Inc. is a direct lending institution established in 2000 with the unwavering goal of empowering people to achieve homeownership and build financial security. We base our success on understanding each borrower's unique needs and providing personalized financial solutions with unparalleled care and attention.

Throughout our two decades in the industry, we have proudly served diverse clientele, assisting first-time homebuyers, seasoned investors, real estate professionals, and builders in achieving their financial goals.

Our Mission

Our dedicated team works closely with each client to identify their individual needs and prioritize their aspirations. We offer a comprehensive range of mortgage solutions tailored to their unique circumstances, ensuring the most favorable terms and competitive rates available. We firmly believe in transparency, accessibility, and open communication throughout the entire process.

What We Offer

• Expertise and Guidance: Our team of experienced loan officers will work alongside you to navigate the mortgage process seamlessly, offering personalized advice and answering your questions every step of the way.
• Streamlined Services: We offer in-house processing, underwriting, closing, funding, and appraisal order management for a seamless and efficient experience.
• Wide Range of Programs: We partner with top-tier investors to provide a comprehensive selection of mortgage options, including competitive fixed-rate and adjustable-rate mortgages, FHA, VA, USDA, and jumbo loans.
• Personalized Attention: Your dedicated loan officer will be your primary point of contact, ensuring personalized guidance and attentive service from start to finish.
• Client-Focused Approach: We prioritize transparency and clear communication to ensure a seamless and stress-free experience for every client.

Our Commitment

Universal Mortgage & Finance, Inc. is committed to:

• Providing exceptional customer service and building lasting relationships.
• Empowering our clients to make informed financial decisions.
• Offering competitive mortgage solutions tailored to individual needs.
• Responding promptly to inquiries and resolving issues efficiently.
• Maintaining the highest ethical standards and exceeding industry regulations.