The Rate You Want. The Service You Deserve.
At Federal Hill Mortgage, we're committed to delivering the American Dream of home ownership to everyone. Our mission is to provide tailored mortgage solutions that cater to individual needs, ensuring that our clients get the best fit.
Our Story
Founded in 2005, our company is built on the belief that home and property ownership is the bridge to the American Dream. We pride ourselves on our diverse offerings, competitive rates, and the personal touch of expert leadership. Our team, led by Tammy Saul, a licensed attorney with a two-decade-long track record in mortgage lending, brings a wealth of knowledge to every transaction.
Our Services
We offer the widest range of loan solutions, products, and rates, providing tailored mortgages for over 19 years. Our services include:
- Purchase Programs: Conventional Loan, Jumbo Loan, FHA Loan, VA Loan, USDA Loan, Commercial Loan, Investor Loan, ITIN Loan, Hard Money Loan
- Refinance: Get a lower rate, cash out, or just a better mortgage than what you have now
- Home Equity Solutions: Home Equity Line of Credit (HELOC), Home Equity Loan (HELOAN), Investor HELOC
- Tools & Resources: Featured Programs, Learning Center
What Makes Us Unique
- Expert Leadership: Spearheaded by Tammy Saul, a licensed attorney with a two-decade-long track record in mortgage lending
- Nationwide Recognition: Tammy stands in the elite top one-tenth of 1%
- Diverse Offerings: From first-time homebuyers to self-employed borrowers, we've got you covered
- Competitive Rates: Our volume-driven approach means we regularly offer wholesale and deeply discounted rates
- Always Reachable: We understand your life doesn't revolve around the 9-5. Whether it's an evening, weekend, or holiday, our team is just a call away
Why Choose Federal Hill Mortgage?
At Federal Hill Mortgage, our commitment goes beyond the ordinary. We've combined years of expertise with unparalleled service to provide you mortgage solutions tailored to your needs. We pride ourselves on our diverse offerings, competitive rates, and the personal touch of expert leadership.
Meet Our Team
Our team is led by Tammy Saul, the official #1 producing mortgage loan officer in her home state, in the top 10 individual mortgage brokers nationally, and in the top 5 female loan officers across all categories in the U.S.
Reviews and Licensing
We're licensed in MD, DE, PA, VA, DC, NC & TX, and hold an A+ rating with the Better Business Bureau. Our clients rave about our services, with over 1,000 five-star reviews.
Exceptional Mortgage Services
Professionalism and Efficiency
Federal Hill Mortgage has received rave reviews for their exceptional mortgage services. Clients have praised Tammy and her team for their professionalism, efficiency, and seamless communication. Many reviewers have mentioned the ease of the mortgage process, thanks to Federal Hill Mortgage's expertise and guidance.
Attention to Detail and Transparency
Reviewers have also commended Federal Hill Mortgage for their attention to detail and transparency throughout the mortgage process. The team's ability to explain complex financial concepts and provide clear guidance has made a significant difference in clients' experiences.
Personalized Service and Responsiveness
Clients have appreciated the personalized service and responsiveness of Federal Hill Mortgage's team. Tammy and her team have been praised for their prompt responses to inquiries, addressing concerns, and providing continuous updates throughout the mortgage process.
Trust and Recommendation
Many reviewers have expressed their trust in Federal Hill Mortgage and have highly recommended their services to friends and family. The company's commitment to excellence, professionalism, and customer satisfaction has earned them an exceptional reputation in the mortgage industry.

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