Business Details
11 Years
experience
Your Trusted Insurance Partner in Atwater, CA
Peace & Grace Insurance Services was founded in 2015 with a mission to serve clients with honesty, compassion, and real-life clarity. Our founder, Anna Davis, began her insurance career in 2001 and returned to the industry in 2014 before establishing this agency to provide independent, client-first service. We specialize in health insurance, Medicare, life insurance, and retirement solutions, prioritizing personalized guidance over sales quotas. Our team holds certifications including Life, Health, and Property & Casualty licenses, along with Covered California certification.We operate with transparency, offering free consultations to help clients understand their options. With over 20 years of combined experience, we focus on building trust through tailored advice. Our BBB A+ accreditation reflects our commitment to ethical practices. We serve Merced County and Atwater, CA, with both in-person and remote options. Our faith-based approach emphasizes servant leadership, ensuring clients receive peace of mind. We celebrate 10 years of helping families secure financial protection through customized insurance plans.
Services
Health Insurance
Medicare Plans
Life Insurance
Disability Insurance
Dental & Vision
Details
- Year established: 2015
Highlights and features
- We operate as an independent agency with no sales quotas or carrier limitations
- 24 years of combined insurance experience across Medicare, health, and life insurance
- BBB A+ accredited agency committed to ethical practices
- Covered California certified agents providing subsidy-eligible plan access
- Personalized guidance prioritizing client needs over corporate interests
Associations and certifications
- BBB
What people say
Very professional
Helped me choose
Exceeded expectations
Thorough explanations
Compassionate approach
Services
Health Insurance
We provide comprehensive health insurance solutions including Covered California plans with access to federal subsidies. Our certified agents help clients understand deductibles, network types, and plan levels to find affordable coverage. We specialize in assisting self-employed individuals, families, and small businesses with enrollment and renewal processes.
Medicare Plans
Our Medicare experts guide clients through Original Medicare, Advantage plans, and supplemental coverage options. We explain Part A-D distinctions, prescription drug coverage, and special enrollment periods. We help clients compare plans based on provider networks, prescription needs, and budget considerations.
Life Insurance
We offer term, whole, universal, and final expense life insurance policies tailored to individual needs. Our specialists explain policy features like return-of-premium options, cash value accumulation, and guaranteed issue plans for pre-existing conditions. We help clients determine appropriate coverage amounts for family protection.
Disability Insurance
Our disability insurance solutions protect clients' income against unexpected illness or injury. We explain short-term and long-term policy differences, benefit calculations, and elimination periods. We specialize in plans for self-employed professionals and those with non-traditional employment arrangements.
Dental & Vision
We offer standalone dental and vision plans covering preventive care, major procedures, and eyewear. Our specialists compare PPO and HMO options, explain waiting periods, and help families select cost-effective coverage. We provide guidance on discount plans for immediate savings.
People
Anna Davis
Founder & Insurance Consultant
Licensed since 2001 with Life, Health, and Property & Casualty credentials, Anna founded Peace & Grace in 2015 after 14 years industry experience. She holds certifications as a Registered Social Security Analyst and Covered California agent, specializing in Medicare and retirement planning.
Questions
What insurance services do you offer?
We provide health insurance (including Covered California), Medicare solutions, life insurance, disability coverage, and dental/vision plans tailored to individual needs.
Are you affiliated with specific insurance carriers?
As an independent agency, we represent multiple carriers to find you the best coverage options without being limited to specific companies.
Do you offer free consultations?
Yes, we provide no-cost consultations to help you understand insurance options and select appropriate coverage for your situation.
What areas do you serve?
We primarily serve Atwater, CA and all of Merced County, with remote consultation options available for additional locations.
What certifications do your agents hold?
Our agents maintain active California insurance licenses and specialized certifications including Covered California, Long-Term Care, and Social Security analysis.
