Business Details
50+ Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
At Harmon Insurance Services, we have dedicated over four decades to protecting families, businesses, and nonprofits across California. Our mission is rooted in providing first-class insurance solutions built on integrity, knowledge, and personalized relationships. Since 1975, we have remained at the forefront of industry changes, leveraging our deep expertise to offer tailored coverage that aligns with our clients' evolving needs. Our team's decades of collective experience, including being one of the first Covered California licensed agents, ensures we deliver competitive pricing and policies that prioritize what matters most. We pride ourselves on our extensive network of carriers, allowing us to secure the best value for our clients.Our founder, Bob Harmon, a Vietnam War veteran and community leader, established this agency with a commitment to service that extends beyond insurancereflected in our active involvement in local organizations. Clients like Cecilia from Irvine highlight how our approach saves them $400 monthly on health insurance while securing better coverage. Our expansion to Orange County underscores our dedication to meeting clients where they are. We believe in transparency, ethical practices, and lifelong partnerships, ensuring every client feels confident in their protection.
Services
Business Health Insurance
Covered California Assistance
Life Insurance Planning
Family Insurance Policies
Business Insurance Solutions
Details
- Year established: 1975
Highlights and features
- We have over 40 years of experience serving California families and businesses.
- Our team includes one of the first Covered California licensed agents.
- We offer personalized insurance solutions tailored to individual client needs.
- We pride ourselves on community service and ethical business practices.
- Our extensive carrier network ensures competitive pricing and comprehensive coverage.
What people say
Saving $400 monthly
Personalized service
Better coverage
Services
Business Health Insurance
We offer tailored health insurance solutions for businesses, ensuring employees receive comprehensive coverage while reducing benefit costs. Our access to major insurance carriers allows us to negotiate competitive rates. With decades of experience, we provide strategies that align with your company's financial and workforce needs.
Covered California Assistance
Our team specializes in Covered California, the state's tax credit program for health insurance. We guide clients through eligibility requirements and enrollment, ensuring they maximize savings based on income. As one of the first licensed agents in this program, we simplify complex decisions for individuals and families.
Life Insurance Planning
We help clients secure life insurance policies that honor their legacy and protect loved ones. Our approach addresses difficult conversations with empathy, offering expert guidance on policy types and coverage amounts. With decades of experience, we ensure your plan aligns with long-term financial goals.
Family Insurance Policies
Our family insurance solutions consolidate policies to streamline protection for home, auto, and health needs. We craft plans that adapt to life changes, from growing families to retirement. Clients benefit from our personalized approach, which prioritizes cost efficiency and comprehensive safeguards.
Nonprofit Insurance
We specialize in insurance for nonprofits, addressing risks unique to mission-driven organizations. From liability coverage to director-and-officer policies, we ensure compliance and continuity. Our expertise supports nonprofits in maintaining focus on their community impact without compromising financial security.
People
Robert "Bob" Harmon
Founder
Bob Harmon has decades of insurance experience, beginning his career after serving in the Vietnam War. A graduate of Whitworth University, he is recognized for community service, including leadership roles in Boy Scouts of America and Rotary Club. Bob prioritizes building relationships over traditional sales tactics.
Questions
What types of insurance do you offer?
We specialize in health, life, and business insurance, including Covered California plans and nonprofit coverage.
Are you affiliated with Covered California?
Yes, we are one of the first licensed Covered California agents, helping clients navigate state tax credit programs.
How can you help reduce insurance costs?
Our extensive carrier network and industry expertise allow us to secure competitive pricing without compromising coverage quality.
Do you work with families outside California?
We currently serve clients across California, with offices in Merced and Orange County.
What sets your agency apart?
We combine decades of experience with personalized service, prioritizing community impact and ethical business practices.
