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Your Trusted Insurance Partner in Modesto, CA
Winters Insurance Agency, located in Modesto, California, has been serving individuals and families across Stanislaus County and surrounding areas for over a decade. Our team specializes in providing personalized insurance solutions, including Auto, Homeowners, Life, and Pet Insurance, tailored to meet the unique needs of both rural and urban households. We pride ourselves on building lasting relationships through exceptional service and a welcoming, pet-friendly environment.

With bilingual capabilities and a commitment to community involvement, we actively support local causes, sports teams, and animal welfare groups. Our team members, including licensed professionals like Jovan Tobar and Ines Yanez, bring extensive experience and dedication to addressing all insurance and financial service needs. We operate with 24/7 availability for emergencies and prioritize transparency, reliability, and client satisfaction in every interaction.
Services
Auto Insurance Homeowners Insurance Life Insurance Pet Insurance Motorcycle Insurance Boat Insurance Business Insurance
Highlights and features
  • We offer over a decade of experience in personalized insurance solutions.
  • Our team provides bilingual (English/Spanish) services for client convenience.
  • We operate 24/7 for emergency insurance needs and consultations.
  • Our agents hold active licenses and specialized insurance expertise.
  • We prioritize community involvement and local market knowledge.
What people say
Exceptional service Knowledgeable staff Responsive and caring Great value Bilingual services
Services
Auto Insurance
Auto Insurance protects drivers against financial loss from accidents, theft, or damage. We offer tailored policies for students, new vehicle owners, and families, ensuring reliable coverage for daily commutes and long-distance travel. Our team helps clients navigate policy options to find affordable, comprehensive protection.
Life Insurance
Life Insurance provides financial security for loved ones in the event of unexpected loss. We offer term and whole life policies, with personalized guidance to help clients choose coverage that aligns with family needs and long-term goals. Our licensed agents ensure clear explanations of policy benefits and terms.
Pet Insurance
Pet Insurance safeguards against unexpected veterinary costs for dogs, cats, and other pets. We provide plans covering accidents, illnesses, and routine care, helping pet owners ensure their animals receive quality medical treatment. Our team emphasizes affordability and comprehensive coverage options for furry family members.
Motorcycle Insurance
Motorcycle Insurance offers protection for riders against accidents, theft, or damage. We specialize in policies for daily commutes and weekend rides, covering bikes of all types. Our team assists clients in selecting coverage that balances cost and protection for local and long-distance travel.
Boat Insurance
Boat Insurance protects against damage or loss of watercraft used for recreation or business. We offer policies covering accidents, theft, and weather-related incidents, tailored for weekend boaters and frequent travelers. Our team ensures coverage aligns with usage patterns and destination requirements.
People
Jovan Tobar
Account Manager
Licensed Account Manager with expertise in Life Insurance, serving clients since 2022. Active in local animal welfare volunteering and holds a degree from Modesto Junior College.
Ines Yanez
Insurance Account Representative
Fluent Spanish-speaking representative since 2022, specializing in comprehensive insurance solutions. Local to the Central Valley since 2004 with expertise in client-focused service.
Marcus Da Costa
Insurance Account Representative
Licensed Insurance Account Representative with experience in addressing diverse client needs. Actively supports community initiatives and provides bilingual service capabilities.
Questions
What types of insurance do you offer?
We provide Auto, Homeowners, Life, Pet, Motorcycle, Boat, and Business Insurance, along with annuities and banking products.
Can I get a personalized insurance quote?
Yes, we offer customized quotes tailored to your specific needs through our online platform or in-person consultations.
Are your services available in Spanish?
Yes, our team includes bilingual Spanish-speaking representatives to assist with all insurance needs.
Do you offer 24/7 insurance support?
Yes, we provide 24-hour emergency availability for claims and urgent insurance inquiries.
How do I file an insurance claim?
Claims can be submitted through our website or by contacting our office directly at (209) 521-9540.
What areas do you serve?
We serve Modesto, Riverbank, Patterson, Manteca, and surrounding areas in Stanislaus County.