Energy Capital Credit Union

At Energy Capital Credit Union, we are dedicated to providing our members with a wide range of financial services designed to meet their unique needs. As a not-for-profit financial cooperative, we are committed to delivering value to our members through competitive rates, low fees, and exceptional service. Our mission is to help our members achieve their financial goals and dreams, and we strive to make a positive impact in the communities we serve.

Checking and Savings Accounts

We offer a variety of checking and savings accounts to suit your needs. Our Energy High Interest Checking account offers a high APY of up to 5.00% and requires no minimum balance. We also offer High-Yield Savings Accounts with an APY of up to 3.00%, as well as Certificate Accounts and Individual Retirement Accounts (IRAs) to help you save for the future.

Loans and Credit Cards

At Energy Capital Credit Union, we offer a variety of loan options to help you finance your dreams. Whether you're looking to buy a car, purchase a home, or consolidate debt, we have a loan option that's right for you. Our Auto & Vehicle Loans offer rates as low as 5.93% APR, and our Home Equity loans offer competitive rates as low as 7.67% APR. We also offer credit cards with rewards programs, including our ECCU Rewards Credit Card, which offers 0% interest on balance transfers for 12 months and cashback rewards.

Insurance and Investment Services

We are committed to helping our members protect their financial future. That's why we offer a range of insurance and investment services, including Full-Service Insurance Options, Commercial Insurance, Auto Insurance, and Wealth Services through EasyVest & EasyCoin. Our certified financial counselors are available to help you create a customized plan to meet your unique needs and goals.

Convenience Services

We offer a variety of convenient services to help you manage your finances, including Online Banking, Mobile Banking, Zelle, Direct Deposit, Overdraft Privilege, Pay Wire Transfers, Safe Deposit Boxes, and Shared Branch ATM Network. We are committed to providing our members with the tools and resources they need to manage their finances with ease.

Community Involvement

At Energy Capital Credit Union, we are committed to making a positive impact in the communities we serve. We support local organizations and initiatives through the ECCU Cares Foundation, and we offer financial education and counseling programs to help members make informed financial decisions.

Join Energy Capital Credit Union Today

We invite you to become a member of Energy Capital Credit Union today. With our competitive rates, low fees, and exceptional service, we are confident that you will find a home with us. To learn more about our services and how we can help you achieve your financial goals, visit our website or stop by one of our branch locations. Thank you for considering Energy Capital Credit Union as your financial partner.