First Area Credit Union is a financial institution offering a range of financial services, including checking and savings accounts, loans, credit cards, and more. With two convenient locations in Saginaw and Hemlock, Michigan, the credit union provides personalized service and competitive rates to its members. Members can access online banking, mobile banking, and a variety of tools and resources to manage their finances and achieve their financial goals. The credit union also offers a range of savings programs, including a youth savings program, and provides financial education and counseling to its members.