First Area Credit Union

At Shields Credit Union, we're dedicated to providing exceptional financial services to our members. Our mission is to help individuals and families achieve their financial goals, whether it's saving for the future, purchasing a home, or simply managing everyday expenses. We strive to build strong relationships with our members, understanding that every individual's financial journey is unique.

Our Services

We offer a wide range of services designed to meet the diverse needs of our members. From checking and savings accounts to loans and credit cards, we provide the tools necessary to manage your finances effectively. Our online banking platform allows for easy access to your accounts, while our mobile app enables you to manage your finances on-the-go. Additionally, we offer insurance services to provide an extra layer of protection for your financial future.

Locations & Hours

We have two convenient locations: our Shields Branch in Saginaw, MI, and our Hemlock Branch in Hemlock, MI. Both locations offer extended hours on weekdays and a drive-thru service for added convenience. Our hours of operation are Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday for drive-thru services only. We're closed on major holidays to ensure our staff can spend time with their loved ones.

Community Involvement

At Shields Credit Union, we're committed to giving back to our community. We participate in local events, sponsor charitable organizations, and offer educational resources to help individuals make informed financial decisions. Our goal is to be a positive force in the communities we serve.