Loan Analytics has been providing financial institutions of all sizes with qualitative loan portfolio management solutions for nearly two decades. Our modular applications support current expected credit loss (CECL), portfolio stress testing, probability of default (PD) and loss given default (LGD) migrations, along with loan profitability. We specialize in helping lending institutions optimize resources, improve communication across all stakeholders, and improve their competitive position through a suite of strategic tools that assist in profitability and credit risk analysis. Our solutions are designed to help lenders identify, monitor, and manage risk while increasing returns. With over 100% annual ROI and unlimited seats/usage, our analytics can be used to identify and manage the risk and return in commercial, small business, agriculture, residential, auto, and consumer portfolios.