Loan Analytics

Modern Risk Management Solutions for a Changing Financial Landscape

For over two decades, Loan Analytics has been a trusted partner for financial institutions of all sizes, providing innovative solutions that empower them to navigate the complexities of credit risk and optimize portfolio performance. Our expert team utilizes advanced analytics, automation, and transparency to deliver tailored solutions that meet the unique needs of each client.

Comprehensive Risk Management Services

Our comprehensive suite of services covers all aspects of portfolio risk management, including:

1. Credit Risk Management

• Identify and assess credit risk across various portfolios, including commercial, small business, agriculture, residential, auto, and consumer.
• Monitor and report credit risk concentrations.
• Calculate and report incurred losses.
• Generate comprehensive risk reports to aid in decision-making.

2. Probability of Default (PD) & Loss Given Default (LGD) Migration

• Optimize PD and LGD models through advanced analytics.
• Implement stress testing methodologies to assess potential losses under various economic scenarios.
• Provide transparent reporting on PD and LGD migrations.

3. Current Expected Credit Loss (CECL) & Stress Testing

• Implement robust frameworks for compliant CECL estimation and reporting.
• Automate the stress testing process to assess potential losses under varying market conditions.
• Optimize economic capital utilization through accurate risk assessments.

4. Portfolio Profitability Analysis

• Evaluate and optimize loan pricing models.
• Identify opportunities to maximize portfolio profitability and mitigate potential risks.
• Provide actionable insights to enhance return on capital and optimize portfolio allocation.

Why Choose Loan Analytics?

• Transparency and Accountability: We embrace open communication and provide clear, easy-to-understand reports and analysis.
• Custom-Tailored Solutions: Our solutions are designed to meet your specific needs and objectives.
• Scalability and Affordability: Comprehensive services offered at competitive rates with flexible payment options.
• Industry Expertise: Decades of experience with diverse financial institutions, fostering deeper understanding of your unique challenges.