Northern Communities Credit Union is a financial institution offering a wide range of services including checking accounts, savings, certificates, youth accounts, loans, mortgages, credit cards, retirement, and investment services. With a focus on community engagement and financial education, NCCYou aims to provide better lending rates, lower fees, and support for local communities. They offer digital services like online banking, mobile app, 24-hour ATMs, Visa credit and debit cards, and are part of the Co-op Shared Branching network for nationwide access. Membership is open to those living, working, worshiping, or attending school in St. Louis County, MN, and their families.