Business Details
8 Years
experience
Your Trusted Financial Partner in Duluth, MN
Share Advantage Credit Union has been dedicated to providing comprehensive financial solutions to the Northland community since 2018. Our member-centric approach prioritizes personalized service through competitive savings options, flexible loan programs, and innovative digital banking tools. With fee-free checking accounts, mortgage options starting at 6.25% APR, and auto loans as low as 5.99% APR, we empower members to achieve financial stability. Our mobile banking platform offers 24/7 access to account management, secure check deposit, and customizable card controls.Backed by National Credit Union Administration insurance covering up to $250,000, we combine technological convenience with local expertise through two Duluth-area branches. Our commitment to community enrichment extends through monetary donations, supply support, and financial education initiatives that strengthen the Northland region.
Services
Savings Accounts
Home Loans
Auto Financing
Credit Cards
Mobile Banking
ATM Network
Loan Calculators
Card Security
Check Reordering
Financial Education
Details
- Year established: 2018
Highlights and features
- We offer free debit checking and competitive loan rates starting at 5.99% APR
- Our mobile banking includes secure check deposit and real-time card controls
- We provide 25,000 surcharge-free ATMs nationwide through MoneyPass network
- Our members receive personalized financial guidance from local experts
- We maintain NCUA federal insurance covering up to $250,000 per account
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Home Equity Loans
Share Advantage offers home equity loans with APRs starting at 6.25%. These loans help members leverage their home equity for major expenses. Our local loan officers provide personalized guidance through the application process.
Auto Financing
Competitive auto loans available at 5.99% APR. We finance new and used vehicles with flexible terms. Pre-approval options help streamline car shopping for members.
Mobile Banking
Our mobile app enables 24/7 account access with features like mobile check deposit, card security controls, and real-time transaction monitoring. The app works with both Android and iOS devices.
Credit Cards
Three credit card options available including rewards cards. The Advantage Rewards Card connects to the uChoose Rewards program for customizable benefits and purchase tracking.
Savings Accounts
We offer multiple savings options including fee-free checking accounts. All deposits receive NCUA federal insurance up to $250,000 with competitive interest rates on qualifying accounts.
Questions
How do I become a Share Advantage Credit Union member?
Membership requires opening an account with a minimum $5 deposit. We accept applicants living or working in the Northland region.
What loan options are available?
We offer home equity loans starting at 6.25% APR, auto loans from 5.99% APR, and recreational vehicle financing at 7.74% APR.
Is my money insured at Share Advantage?
Yes, all deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Do you offer mobile banking features?
Our mobile app provides check deposit, card controls, real-time transaction alerts, and access to 25,000 surcharge-free ATMs.
What credit card options exist?
We offer three VISA credit card options including the Advantage Rewards Card with uChoose Rewards program participation.
Where are your branch locations?
We operate two physical locations in Duluth, MN: our main office at 2502 Maple Grove Rd and Essentia Office at 502 E 2nd St.
