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ZINC Auto Finance, Inc. is an auto sale finance company specializing in non-prime automobile contracts. We purchase retail installment sales contracts (RISC) from Independent and Franchised dealers, who have non-prime consumers purchasing new and pre-owned automobiles. Our goal is to provide funding in as little as 48 hours, allowing our dealers to focus on their business. We underwrite, approve and service our own auto receivables, providing a fast approval rate with our dealer network.