Zinc Auto Finance

ZINC Auto Finance, Inc. is a leading auto sale finance company specializing in non-prime automobile contracts. We purchase retail installment sales contracts (RISC) from Independent and Franchised dealers, who have non-prime consumers purchasing new and pre-owned automobiles. Our well-established reputation for funding those hard-to-place contracts sets us apart in the industry.

At ZINC Auto Finance, Inc., we understand the importance of providing our dealers with the liquidity they need to operate their business efficiently. This is why we strive to offer quick funding, often in as little as 48 hours. Our underwriting, approval, and servicing processes are all handled in-house, allowing us to maintain a fast approval rate with our dealer network.

Services Offered

Our company is dedicated to providing innovative solutions for customers with challenged credit. We have developed creative financing options tailored to meet the unique needs of each individual. This includes flexibility and personal attention to each customer's auto buying experience.

We are committed to our local community and the needs of our customers. Our underwriting process is done locally, which enables us to finance customers who have been turned down by other lenders. Whether you are dealing with credit issues, self-employment, seasonal work, or any other financial challenges, we believe in giving everyone the opportunity to own a vehicle.

Our financing options cater to a wide range of customers, including those with:

• 1099 Employees
• Credit Impaired
• Self-Employed
• Seasonal Workers
• Matricula and State Issued ID's Accepted
• Thin File
• 2nd Auto
• Bankruptcies
• Repos
• Foreclosures

Our Team

At ZINC Auto Finance, Inc., we are always looking for talented individuals to join our team. We offer competitive salaries and comprehensive benefits, including paid holidays, paid vacation, health insurance, life insurance, simple IRA, accident insurance, dental, vision, and gym memberships.

If you are interested in joining our team, we encourage you to inquire about our current openings, which include positions in senior management, marketing, collections, and administration.

Contact Us

If you have any questions regarding our services or would like to learn more about how we can help your auto dealership grow, please do not hesitate to contact us. Our customer service center is open Monday through Friday, 8:00 am - 5:00 pm PST. You can reach us by phone at 559.323.6422, by fax at 866.602.8892, or by email at hello@zinc.net. Our mailing address is ZINC Auto Finance, Inc., 1525 E. Shaw, Fresno, CA 93710.