Business Details
Your Trusted Hard Money Lending Partner in California
All California Lending has established itself as a premier provider of hard money loans across California. With years of dedicated experience, we specialize in creative private funding solutions tailored to real estate investors. Our expertise spans residential, commercial, and rehab lending, prioritizing speed, flexibility, and client-centric service. We focus on equity-driven lending decisions, enabling clients to secure financing even when traditional banks cannot accommodate their needs. Our team delivers fast funding for diverse property types, including mixed-use, apartment, land, and industrial assets.Backed by professional licenses and a track record of successful transactions, we pride ourselves on transparency, integrity, and personalized support. Client testimonials highlight our commitment to timely closings, competitive terms, and exceptional service. Whether you're pursuing fix-and-flip projects, purchases, or refinances, we provide tailored solutions to meet your investment goals. Our local market expertise in California ensures informed, efficient lending decisions. As a trusted partner, we remain dedicated to empowering clients with reliable, non-consumer-purpose financing options.
Services
Residential Loans
Commercial Loans
Land Loans
Rehab Lending
Gap Funding
Highlights and features
- We specialize exclusively in California hard money lending with years of experience.
- Our team delivers fast funding for diverse property types across the state.
- We prioritize equity-based lending decisions, accommodating clients with unique credit situations.
- Our flexible, creative solutions address complex real estate investment needs.
- Client testimonials highlight timely closings and exceptional professional service.
Associations and certifications
- DRE Lic. #01458390
- NMLS. Lic. #298819
- Bay Mountain Mortgage CA broker Lic. #01227690
What people say
Professional and easy to work with
Quickly closed each of them
Commitment to excellent service
Sourced the right lender
Stellar service and professionalism
Services
Residential Loans
We provide hard money residential loans for California properties, including purchases, refinances, and fix-and-flip projects. Our equity-focused approach accommodates borrowers with non-traditional credit profiles. Clients benefit from fast approvals and flexible terms tailored to their investment strategies.
Commercial Loans
Our commercial hard money loans serve diverse property types like apartments, industrial spaces, and mixed-use buildings. We specialize in non-consumer-purpose financing with streamlined processes for time-sensitive transactions. Clients access capital quickly based on property equity rather than income documentation.
Rehab Lending
We offer acquisition and rehab loans for property upgrades, including after-repair-value-based funding. Our solutions support contractors and investors needing capital for renovations, construction completions, or new developments across California's real estate market.
Gap Funding
Our gap funding solutions address short-term capital needs for real estate transactions. Designed for investors requiring immediate liquidity, these loans bridge financial gaps between property acquisition and long-term financing or project completion.
Trust Deed Investing
We facilitate trust deed investment opportunities for private lenders seeking secured real estate investments. Our platform connects investors with borrowers through structured loan agreements, offering competitive returns with collateral-backed security.
People
Chris Goulart
Broker Associate
Chris Goulart is a licensed mortgage broker with over five years of experience in California hard money lending. He specializes in complex loan structures and has successfully closed multiple deals for real estate investors.
Questions
What types of hard money loans do you offer?
We offer residential, commercial, land, rehab, and gap funding loans across California. Our focus is on equity-based lending for real estate investors.
How quickly can you fund a loan?
We specialize in fast funding, often closing transactions within days of application approval. Speed varies based on documentation completeness and property evaluation.
Do you require perfect credit for approval?
No, we prioritize property equity over credit scores. Our lending decisions accommodate borrowers with credit challenges that traditional banks might decline.
Can I get financing for property renovations?
Yes, our rehab loans provide funds for acquisitions and improvements, including after-repair-value-based financing options for fix-and-flip projects.
What areas do you serve?
We operate throughout California, including major counties like Contra Costa, offering localized expertise for diverse real estate markets.
