Business Details
50+ Years
experience
Your Reliable Stockton Pawn Shop Since 1912
Established in 1912, our family-owned business has served Stockton for over a century with trusted pawn services. We operate under strict California state regulations for interest rates and loan periods, ensuring transparent and fair practices. Our security systems include bank vault protection to safeguard all items entrusted to us. With four generations of continuous operation, we maintain deep roots in the community while embracing innovation. Our team uses a custom computer system for loan tracking, a pioneering approach since 1979.We prioritize customer satisfaction through professional appraisals based on item value retention. Our four-month loan contracts provide clear terms with options for extension. We maintain detailed records to protect both customer and business interests. Our commitment to responsible lending practices has sustained our reputation for over 100 years. We remain dedicated to preserving the personal service standards established by our founders.
Services
Pawn loans
Jewelry appraisal
Loan extensions
Item storage
Precious metal valuation
Details
- Year established: 1912
Highlights and features
- Family-owned for over 100 years with fourth-generation continuity
- California state-regulated interest rates and loan periods
- Pioneered computerized loan tracking in pawn industry (1979)
- Transparent four-month loan contracts with extension options
- Professional appraisals based on item resale value retention
Services
Pawn Loans
We offer short-term secured loans based on item value rather than credit history. Customers receive funds while retaining ownership through our regulated four-month contract system. Our appraisals consider resale potential to ensure fair loan amounts.
Jewelry Appraisal
Professional assessment of precious metals and gemstones determines loan value. We evaluate weight, clarity, and market desirability to establish fair terms. Our appraisals reflect both current and future resale potential while maintaining customer ownership rights.
Loan Extensions
Borrowers can extend loan terms by paying accrued interest. This four-month renewal option preserves customer ownership while maintaining our business security. We provide updated contracts upon payment confirmation during regular business hours.
People
William Hands
Founder
Established the original pawn shop in 1912 at El Dorado Street, laying the foundation for our family business legacy.
Harry F. Cassidy
Founder
Opened the original Cassidy's Jewelry & Loan in 1912, establishing our family's enduring presence in the pawn industry.
Tim Cassidy
Innovator
Modernized operations in 1979 by introducing computerized loan tracking, positioning our business as an industry pioneer.
Questions
What is 'pawning'?
Pawning is securing a short-term loan using valuable items as collateral without requiring credit checks.
How do loan amounts get determined?
We base loan amounts on item value retention, considering factors like material weight, gem quality, and future resale potential.
Can I extend my loan period?
Yes, you can extend loans by paying accrued interest during our regular business hours Monday through Friday.
What items qualify for loans?
We accept jewelry, precious metals, and valuables with clear market resale value for pawn loans.
How are loan terms regulated?
California state regulations govern our interest rates and loan periods to protect consumer interests.
Can I check loan values remotely?
Unfortunately, we require in-person item appraisal to determine loan amounts as we cannot evaluate items over the phone.
