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Trusted Recreational Financing Solutions
Wake Lending has been dedicated to simplifying recreational financing for over two decades. Our team of experts works closely with clients throughout the entire loan process, leveraging top-tier lender partnerships to secure competitive rates and tailored solutions. With a streamlined application system, many loans receive same-day approval and funding within a week. Our industry expertise spans yachts, boats, RVs, and aircraft, ensuring personalized support for both first-time buyers and seasoned enthusiasts.

We prioritize transparency by including taxes, registration, and insurance options within loan structures while accommodating diverse financial situations, including sub-prime lending and stated income loans. Backed by 20+ years of experience and positive client testimonials, we focus on making outdoor adventures accessible through stress-free financing.
Services
Yacht Financing Boat Loans RV Financing Aircraft Loans Insurance Services
Highlights and features
  • We offer personalized service with dedicated loan experts
  • Our top-tier lender partnerships secure tailored financing options
  • Fast approvals with many loans processed same-day
  • Financing available for assets up to 25 years old
  • We provide sub-prime lending solutions and stated income loans
What people say
Fast approvals Personalized service Stress-free process Expert guidance Successful financing
Services
Yacht Financing
Wake Lending provides specialized financing for new and pre-owned yachts. Our competitive rates and flexible terms accommodate various credit profiles, with loan approvals often completed the same day. We handle tax and insurance integration while offering expert guidance through the entire process.
Boat Loans
We offer financing solutions for boats up to 25 years old, including specialized programs for first-time buyers. Our streamlined application process includes same-day approvals and flexible down payment options starting at 10%, with comprehensive support from application to funding.
RV Financing
Wake Lending provides tailored financing for motorhomes and travel trailers. Our programs feature competitive rates, flexible terms up to 20 years, and integrated insurance options. We accommodate both personal and LLC ownership structures with dedicated expert assistance.
Aircraft Loans
Our aviation financing solutions cover private and commercial aircraft with personalized loan structures. We offer fast approvals, competitive rates, and flexible down payment options while providing expert guidance through regulatory requirements and insurance integration.
Insurance Services
Wake Lending partners with specialized insurers to provide tailored coverage for financed assets. We facilitate quote requests, policy selection, and integration with loan structures, ensuring comprehensive protection that meets lender requirements while addressing individual client needs.
Questions
How long does the loan approval process take?
Most applications receive same-day approval with funding typically completed within a week under normal conditions.
Can I get insurance through Wake Lending?
Yes, we partner with specialized insurers to provide tailored policies. Request a quote through your loan specialist.
What down payment is required?
Minimum down payments start at 10%, varying based on lender requirements and loan amount specifics.
Do you finance used recreational vehicles?
Yes, we finance boats up to 25 years old and offer specialized programs for pre-owned assets.
Can taxes and fees be included in the loan?
Yes, taxes, registration, and insurance can be financed if they meet our loan-to-value guidelines.
Do you work with clients with less-than-perfect credit?
We partner with sub-prime lenders and evaluate each case individually to find viable financing solutions.