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At APCO Employees Credit Union, our mission is to help our members achieve financial stability and security. As a not-for-profit, full-service financial institution, we offer a wide range of financial products and services designed to meet the unique needs of our members. From savings accounts to loans, credit cards, and investment services, we strive to provide the best possible options for our members.
Our History
APCO Employees Credit Union was founded in 1953 and has since grown to become one of the largest credit unions in Alabama. With over 87,000 members and 28 branches across Alabama, Georgia, and Mississippi, we are committed to serving our members with exceptional service and competitive rates.
Our Services
We offer a wide range of financial services designed to meet the unique needs of our members. Our services include:
- Savings Accounts: Enjoy competitive rates and flexible terms with our savings accounts.
- Loans: From auto loans to home mortgages, we offer a range of loan options to help you achieve your financial goals.
- Credit Cards: Our credit cards offer competitive rates and rewards programs.
- Investment Services: Our team of experienced financial advisors can help you plan for your financial future.
- Digital Banking: Access your accounts and manage your finances anywhere, anytime.
- Insurance Services: We offer a range of insurance options to protect your financial future.
Careers
At APCO Employees Credit Union, we believe that our employees are our greatest asset. We offer a range of benefits and rewards to our full-time employees, including health insurance, paid vacation time, and a 401(k) matching program. If you are interested in joining our team, please visit our careers page to view available positions.
About Us
At APCO Employees Credit Union, we are committed to helping our members achieve financial stability and security. We strive to provide exceptional service, competitive rates, and a wide range of financial products and services designed to meet the unique needs of our members. We are proud to serve our members and are committed to being a trusted partner in their financial journey.
Customer Service Issues
Several reviewers expressed frustration with APCO's customer service, citing unhelpful representatives, long wait times, and unresolved issues.
Banking Issues
Reviewers reported issues with deposits, direct deposit, and account holds. Some experienced delays in depositing funds, while others had issues with Zelle transactions.
Fees and Charges
One reviewer mentioned APCO's practice of charging fees on dormant savings accounts, which they found unacceptable.
Mortgage Experiences
Reviewers had mixed experiences with APCO's mortgage services. Some reported good rates and decent products, but poor customer service and communication. Others had issues with loan officers, delayed closings, and force-placed insurance.
Positive Experiences
A few reviewers praised APCO's friendly and competent branch employees, as well as their government-insured deposits. One reviewer had a positive mortgage experience with APCO.
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