Business Details
50+ Years
experience
Your Trusted Financial Partner in Birmingham, AL
Health Credit Union has served the financial needs of our community since 1955. Originally chartered to support employees of the Jefferson County Department of Health and their families, we have grown to serve 2,079 members with over $28.6 million in assets. Our dedicated team provides personalized financial solutions through a comprehensive range of services, including share accounts, loans, and digital banking tools. We maintain core business hours Monday through Friday from 8:00 a.m. to 3:45 p.m., with 24/7 access to accounts through our online and mobile banking platforms. As a member of the Credit Union Services Center Network, we offer nationwide access to financial services through CUSC offices. Our physical location at 1400 6th Avenue South, Birmingham, AL, serves as the primary hub for in-person transactions and consultations.We prioritize federal insurance coverage up to $250,000 for all savings through the National Credit Union Administration. Our commitment to transparency is demonstrated through clear communication about external website links and privacy policies. With decades of local expertise, we combine personalized service with modern financial tools to meet evolving member needs. Our fee structure maintains affordability through services like free notary assistance and multiple payment options. Through consistent growth and community focus, we continue strengthening our position as a trusted financial partner in Alabama.
Services
Share Accounts
Certificates of Deposit
Auto Loans
Personal Loans
Mobile Banking
Debit Cards
Credit Cards
Notary Services
Money Orders
Remote Deposit
Details
- Year established: 1955
Highlights and features
- 70+ years of serving Jefferson County financial needs
- Savings insured up to $250,000 by federal government
- Nationwide access through 1,000+ CUSC credit union locations
- 24/7 digital banking with remote deposit capabilities
- Personalized service from experienced local professionals
Associations and certifications
- National Credit Union Administration
Services
Share Accounts
Our Regular Share Accounts provide secure savings solutions with competitive returns. Members earn dividends while maintaining liquidity through multiple access channels. These accounts serve as the foundation for all credit union services, offering convenient money management options through in-branch, online, and mobile platforms.
Auto Loans
New and used auto loan programs feature competitive rates starting at 5.25% APR. Flexible terms accommodate various credit profiles, with dedicated support for first-time buyers. Our lending specialists help members find optimal financing solutions for personal transportation needs.
Mobile Banking
24/7 digital access includes account management, bill payment, and remote check deposit. The mobile app provides secure, real-time transaction capabilities and budgeting tools. Members can conduct most financial operations anytime, anywhere without visiting physical locations.
Certificates of Deposit
Fixed-rate CD options range from 3 months to 30 months with guaranteed returns. Competitive APYs reward longer-term deposits while maintaining federal insurance protection. These accounts suit members seeking predictable growth for idle funds.
Personal Loans
Unsecured personal loans offer flexible funding for various needs at rates starting at 11.00% APR. No collateral requirements make these loans accessible for qualified members. Quick approval processes support urgent financial requirements without asset risk.
Questions
Who is eligible to join Health Credit Union?
Originally serving Jefferson County Department of Health employees, we now offer membership to individuals who meet our expanded community criteria.
Can I access services outside Birmingham?
As part of the CUSC Network, members can use any of the 1,000+ participating credit union locations nationwide for in-person transactions.
What digital banking options are available?
Our mobile app provides 24/7 account access with features including remote deposit, bill payment, and real-time transaction monitoring through secure platforms.
How are savings protected at Health Credit Union?
All deposits receive federal insurance up to $250,000 through the National Credit Union Administration (NCUA), a U.S. government agency.
What loan types does the credit union offer?
We provide personal loans, auto financing, and specialty loans for boats, RVs, and motorcycles with competitive rates starting at 5.25% APR.
Are there fees for using out-of-network ATMs?
While we encourage using CUSC Network locations, our mobile app helps locate surcharge-free ATMs and provides reimbursement options for certain accounts.
