At Legacy Community Federal Credit Union, we are dedicated to providing our members with the best possible financial services. Our mission is to Craft Financial Solutions that meet the unique needs of our members. We have been serving the financial needs of our members since 1955, and we are proud to say that we have been doing it for over 65 years.

Our History

We started our journey as University Credit Union, serving the University of Alabama at Birmingham (UAB) community. Over the years, we have grown and expanded our membership to include the 7-county Greater Birmingham Metropolitan Area. In 2006, we changed our name to Legacy Community Federal Credit Union to reflect our expanded field of membership.

Our Values

At Legacy Community Federal Credit Union, we are guided by our core values of:

EXCELLENCE: We strive for excellence in everything we do. We believe that our members deserve the best, and we work hard to deliver it.
EDUCATION: We believe that education is key to making informed financial decisions. We provide our members with the resources they need to manage their finances effectively.
ENERGY: We are passionate about what we do, and we bring energy and enthusiasm to everything we do.
EMPOWERMENT: We believe that our members should have the power to take control of their finances and make informed decisions about their financial future.

Our Services

We offer a wide range of financial services to our members, including:

Checking and Savings Accounts: We offer a variety of checking and savings accounts to meet the unique needs of our members.
Loan Options: We offer a range of loan options, including auto loans, home loans, and personal loans.
Credit Cards: We offer a range of credit cards to help our members manage their finances and build their credit.
Investment Services: We offer investment services to help our members grow their wealth and achieve their financial goals.

Why Choose Legacy Community Federal Credit Union?

At Legacy Community Federal Credit Union, we believe that our members deserve the best. That's why we offer competitive rates, low fees, and personalized service. We are a not-for-profit organization, which means that we do not have shareholders to answer to. Instead, we are owned by our members, which allows us to put their interests first.

Join Us Today

If you live, work, worship, or attend school in Jefferson, Shelby, Blount, St. Clair, Walker, Chilton, and Bibb counties, you are eligible to join Legacy Community Federal Credit Union. We invite you to come and experience the Legacy difference for yourself.

Get Started Today

To become a member, visit one of our branches or apply online. If you have any questions or would like to learn more about our services, please do not hesitate to contact us. We are here to help you Craft Your Legacy.

Update Share

Positive: Some reviewers have praised the helpful and pleasant staff at Legacy Credit Union, while others have expressed gratitude for the easy loan process or pleasant atmosphere.

Negative: Several reviewers have reported poor customer service, including rude or disrespectful behavior, and have expressed frustration with changes to their accounts or incorrect posting of deposits and charges.

Mixed Experience

Several reviewers have had varying experiences with Legacy Credit Union. Some have praised the helpful and nice staff, while others have expressed frustration with rude and disrespectful behavior.

Helpful Staff

Reviewers like Julio Bautista, Suzanne Raney, Emmanuel Foster, and D. D. F. Precious have expressed gratitude for the helpful and pleasant staff. Julio mentions that Mrs. Tanay and Mrs. Vicky were "helpful and nice." Suzanne and Emmanuel have been long-time customers who appreciate the service and support they receive. D. D. F. Precious praises the "pleasant atmosphere" and "nice workers" at the branch.

Poor Customer Service

On the other hand, several reviewers have had negative experiences with Legacy Credit Union's customer service. Danielle, OldSkoolWayy, Paris Powell, and Reverend Right have reported being treated poorly or rudely by staff. Danielle and Paris have specifically mentioned being hung up on or shown disrespect. OldSkoolWayy is angry about changes made to their savings account and feels that the credit union doesn't care about long-term customers. Reverend Right accuses the credit union of being scammers and warns others to stay away.

Additional Issues

OldSkoolWayy is also unhappy about the credit union's hours, stating that they are closed on Saturdays and this causes inconvenience. Reverend Right has experienced issues with deposit and charge posting, claiming that the credit union deliberately shows inaccurate balances.

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