Business Details
19 Years
experience
Trusted Merchant Cash Advance & Business Funding Solutions
Since 2007, Money Man 4 Cash Advance has been a trusted provider of working capital solutions for businesses nationwide. Our expertise lies in offering flexible financing options tailored to diverse credit histories, including merchant cash advances, inventory purchasing programs, and alternative funding solutions. With a focus on high approval rates and rapid fundingoften within five dayswe prioritize accessibility for small and medium-sized enterprises.Our teams deep industry experience ensures customized financial strategies that align with business cycles, emphasizing transparency and no hidden fees. Recognized for our customer-centric approach, weve deployed hundreds of millions in capital, fostering long-term client relationships and repeat business from satisfied entrepreneurs.
Services
Merchant Cash Advance
Platinum Merchant Cash Advance
StockUp Inventory Purchasing
Alternative Funding Program
Restaurant Financing
Grand Opening Program
Details
- Year established: 2007
Highlights and features
- We offer high approval rates for businesses with all credit types.
- Our funding is typically available within 5 days or less.
- No fixed monthly payments tied to fluctuating sales volumes.
- We provide inventory purchasing solutions with no upfront costs.
- Our team delivers personalized support from application to funding.
What people say
Quick and easy
Excellent customer service
Funded in 4 days
No hidden fees
Reliable company
Services
Merchant Cash Advance
Our Merchant Cash Advance provides businesses with upfront capital against future credit card sales. Ideal for companies processing at least $5,000/month in card transactions, this program offers flexible repayment tied to daily sales volumes. With approvals as fast as 24 hours and funding typically available within five days, its a reliable alternative to traditional loans. No fixed payments ensure affordability during slow periods, making it a popular choice for restaurants, retail stores, and service providers seeking quick working capital.
StockUp Inventory Purchasing
The StockUp Inventory Program allows businesses to purchase inventory with no upfront costs. We act as a purchasing liaison, funding 100% of supplier payments and reselling inventory at a minimal fee. Designed for companies with $20,000+ monthly gross sales and 25%+ profit margins, this solution enables bulk discounts, seasonal buying, and improved cash flow. No credit card processing is required, making it ideal for wholesalers, manufacturers, and retailers needing to scale inventory without depleting operating capital.
Platinum Merchant Cash Advance
Tailored for businesses with strong credit profiles, our Platinum Program offers competitive rates for companies processing $10,000+/month in credit card sales. With minimum 640 FICO scores and six months of operational history, clients access up to $500,000 per location. Lower withholding percentages and fast approvals make this program ideal for established businesses seeking cost-effective financing. Funds typically disburse within seven days, supporting expansion, equipment purchases, or operational upgrades.
Alternative Funding Program
Our Alternative Funding Program caters to businesses with $250,000+ annual gross sales that lack significant credit card processing. This solution leverages diverse receivables, including invoices and ACH payments, for working capital up to $500,000. With approvals in 24 hours and no fixed repayment terms, its ideal for service providers, B2B companies, and cash-based operations. High approval rates accommodate businesses with past credit challenges, provided they demonstrate stable revenue and no recent bankruptcies.
Restaurant Financing
Specifically designed for foodservice businesses, our Restaurant Financing program supports establishments processing $10,000+/month in card sales. Funds up to $500,000 per location help cover equipment, renovations, marketing, or inventory. Flexible repayment adjusts to seasonal sales fluctuations, while streamlined approvals (typically five days) ensure timely access to capital. Requirements include 60 days of processing history, lease/mortgage compliance, and no bankruptcies in the past year.
People
JJ Guillory
Chief Financial Officer
JJ Guillory brings decades of financial services expertise to Money Man 4 Cash Advance. As CFO, he oversees all funding programs and client relationships, ensuring tailored solutions for business owners nationwide. His leadership emphasizes transparency, rapid approvals, and customer-centric support.
Questions
What are the eligibility requirements for a merchant cash advance?
Businesses must process at least $5,000/month in credit card sales for 60 days, with no open bankruptcies in the last 2 months.
How quickly can I receive funds after approval?
Funds are typically available within 5 days or less for most programs.
Do you offer financing for businesses without credit card processing?
Yes, our Alternative Funding Program requires no credit card acceptance, only $250,000+ annual gross sales.
Are there hidden fees for your cash advance programs?
No. We guarantee no hidden fees upon approval for all business cash advances.
Can new restaurants qualify for funding?
Yes, our Grand Opening Program supports new restaurants and salons with strong initial sales potential.
