Business Details
27 Years
experience
Your Trusted Houston Mortgage Lender for Fast Home Loans
Supreme Lending Houston has been dedicated to simplifying the home-buying process since 1999. As a mortgage banker with in-house processing, underwriting, and closing capabilities, we prioritize fast loan approvals and closingsoften within 20 days. Our team of seasoned professionals leverages industry expertise and technology to deliver competitive rates and personalized service. We maintain a 97.8% customer satisfaction rate by fostering transparency, proactive communication, and tailored mortgage solutions. Our commitment to building long-term relationships with clients and partners has solidified our reputation as a trusted leader in the Houston mortgage market. 
Services
Home Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Investment Property Loans
Condo Financing
Cash-Out Refinance
Down Payment Assistance
Details
- Year established: 1999
Highlights and features
- We close and fund loans in 20 days or less with in-house processing.
- Our 97.8% customer satisfaction rate reflects our commitment to excellence.
- We offer competitive rates as a mortgage banker with national investor partnerships.
- Our team includes NMLS-licensed professionals with decades of combined experience.
- We provide 24/7 availability for urgent client needs and after-hours support.
What people say
Quick responses
Transparent process
Professionalism
Stress-free experience
Dedicated support
Services
Home Purchase Loans
Our home purchase loans provide tailored financing for primary residences, second homes, and investment properties. With competitive rates and streamlined processes, we help buyers secure approval quickly. Our team guides clients through every step, ensuring clarity and confidence in their home-buying journey.
Refinance Loans
Refinance your existing mortgage to lower rates, reduce payments, or access home equity. We offer rate-and-term and cash-out refinance options with fast turnarounds. Our experts analyze your financial goals to recommend the optimal refinancing strategy.
FHA Loans
FHA loans enable low-down-payment financing for qualified borrowers. We specialize in FHA 203k rehab loans and standard FHA programs. Our team simplifies the process for first-time buyers and those with limited credit histories.
VA Loans
VA loans offer zero-down financing for eligible veterans and service members. We streamline the VA approval process, ensuring compliance with military-specific requirements. Our specialists provide dedicated support to honor those who serve.
Investment Property Loans
Investment property loans cater to real estate investors seeking competitive terms. We offer flexible underwriting for rental portfolios and fix-and-flip projects. Our in-house processing accelerates funding for time-sensitive opportunities.
People
Scott Everett
Founder
Scott Everett founded Supreme Lending in 1999 with a vision to revolutionize mortgage service. His leadership has driven national growth while maintaining a customer-first ethos. He prioritizes innovation and ethical lending practices.
Mike Schreiber
Branch Manager
Mike Schreiber leads the Houston branch with over 15 years of mortgage expertise. He specializes in guiding clients through complex loan scenarios. His team-focused approach ensures personalized service for every borrower.
Connor Osorio
Loan Officer
Connor Osorio delivers efficient loan solutions with a focus on first-time homebuyers. His attention to detail and use of digital tools streamline the closing process. Clients praise his responsiveness and transparency.
John Yacos
Loan Officer
John Yacos combines technical expertise with compassionate service. He educates clients on mortgage options while maintaining clear communication. His 20+ years in the industry ensure informed guidance for all borrowers.
Anders Grove
Loan Officer
Anders Grove specializes in first-time homebuyer programs and investment property financing. His proactive communication and market knowledge help clients achieve their goals. He consistently receives top ratings for client satisfaction.
Questions
How are mortgage interest rates determined?
Rates depend on credit scores, debt-to-income ratios, and down payment amounts. Lenders evaluate these factors to assess risk and set competitive rates.
What mortgage programs do you offer?
We provide FHA, VA, conventional, jumbo, investment property loans, and down payment assistance programs tailored to diverse buyer needs.
Can I close on a loan in 20 days?
Our goal is 20-day closings, but timelines vary based on loan complexity and documentation completeness. We prioritize speed without compromising accuracy.
Do you offer refinancing options?
Yes, we offer rate-and-term refinancing and cash-out refinancing to help homeowners reduce payments or access equity.
Are there first-time homebuyer programs available?
We offer specialized programs including FHA loans, educator mortgages, and down payment assistance through state agencies.
How do I start the mortgage process?
Begin with prequalification, then submit required documents for application. Our team guides you through each step toward approval and closing.
