The Texas Mortgage Pros

Business Details

Your Trusted Texas Mortgage Broker for Competitive Rates

At The Texas Mortgage Pros, we pride ourselves on being your trusted Texas mortgage partners. With a dedicated team of experienced professionals, we work tirelessly to connect clients with the best mortgage lenders in the state, ensuring competitive rates and personalized service. Our mission is to simplify the mortgage process through clear guidance and efficient closings, empowering Texans to achieve homeownership, investment, and financial security.

Rooted in Texas excellence, we serve clients across the state, prioritizing lasting relationships and secure, private transactions. Whether you're a first-time homebuyer, veteran, or real estate investor, we are committed to making your homeownership dreams a reality.

Services

FHA Loans VA Loans USDA Loans Conventional Loans Jumbo Loans Cash-Out Refinance Refinance Loans First-Time Home Buyer Programs Investment Property Loans Construction Loans

Highlights and features

We work with the best mortgage lenders in Texas to secure unbeatable rates.
Our in-house Texas team understands local communities and your unique needs.
We guarantee on-time closings with a smooth, stress-free mortgage process.
We understand Texas mortgage complexities and close challenging loans efficiently.
We offer expert guidance for first-time buyers, veterans, and real estate investors.

What people say

Excellent service Professional staff Smooth process Timely closings Expert guidance

Website

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Services

FHA Loans

FHA loans provide low down payments and flexible credit requirements for first-time buyers and those rebuilding credit. These government-insured mortgages allow down payments as low as 3.5% with competitive interest rates. Ideal for buyers with limited savings or imperfect credit histories, FHA loans support homeownership in single-family homes, condos, and manufactured properties. Our team guides clients through FHA appraisal standards and eligibility criteria.

VA Loans

VA loans offer zero-down payment options and no private mortgage insurance for eligible veterans and active-duty service members. Backed by the Department of Veterans Affairs, these loans provide favorable terms including competitive rates and lenient credit standards. We assist clients with Certificate of Eligibility processing and streamline VA purchase and refinance transactions for primary residences across Texas.

USDA Loans

USDA loans enable no-down-payment purchases in eligible rural and suburban areas for moderate-income borrowers. These government-guaranteed mortgages feature below-market rates and affordable mortgage insurance. Our specialists verify property eligibility, assess income limits, and facilitate USDA guaranteed and direct loan programs to support homeownership in designated Texas communities.

Conventional Loans

Conventional loans suit buyers with strong credit seeking competitive rates for primary residences or investment properties. Available with fixed or adjustable rates, these mortgages accommodate various property types including single-family homes and multi-unit buildings. We offer conforming loans within standard limits and jumbo loans for high-value properties exceeding those thresholds.

Cash-Out Refinance

Cash-out refinancing allows homeowners to tap equity for debt consolidation, home improvements, or financial goals. By replacing an existing mortgage with a larger loan, clients receive the difference in cash. We guide Texas homeowners through equity requirements, property appraisal processes, and state-specific regulations to maximize financial benefits.

People

Jason Turner

Broker

Jason Turner, a seasoned mortgage broker with NMLS #286357, leads Texas Mortgage Pros with expertise in Texas-specific lending. He specializes in first-time homebuyer programs, VA loans, and complex loan scenarios. Jason ensures clients receive personalized guidance and competitive rates through extensive lender networks.

Jacqueline Shepard

Loan Originator

Jacqueline Shepard (NMLS #2374144) brings years of experience in mortgage origination, focusing on FHA and USDA loan programs. She assists Texas homebuyers with down payment assistance options and income qualification strategies, ensuring smooth transactions from pre-approval to closing.

Jordan Romero

Sr. Mortgage Loan Originator

Jordan Romero (NMLS #1462534) specializes in VA loans and refinancing solutions for Texas veterans. With deep knowledge of military benefits, he streamlines the VA loan process, including IRRRL refinances and Certificate of Eligibility acquisition.

Jose Diaz

Mortgage Loan Officer

Jose Diaz (NMLS #2677908) focuses on conventional and jumbo loans for Texas homebuyers. He provides tailored advice on mortgage insurance requirements, debt-to-income ratio optimization, and property appraisal standards.

Olivia Del Valle

Loan Officer

Olivia Del Valle (NMLS #1744235) supports Texas first-time homebuyers with down payment assistance programs and HUD-approved counseling. She specializes in navigating TSAHC and TDHCA initiatives for affordable homeownership solutions.

Questions

What mortgage loan options do you offer for first-time homebuyers in Texas?

We offer FHA loans with low down payments, USDA loans for rural areas, and VA loans for veterans. Our specialists also guide clients through Texas-specific programs like TSAHC and TDHCA for down payment assistance.

Can I refinance my existing mortgage with The Texas Mortgage Pros?

Yes, we provide cash-out refinances, rate-and-term refinances, and VA IRRRL options. Our team helps lower rates, reduce payments, or access home equity while ensuring compliance with Texas lending regulations.

How do I qualify for a USDA loan in Texas?

USDA loans require eligibility in designated rural areas, income within county limits, and a minimum 620 credit score. Our specialists verify property eligibility and assist with income documentation for approval.

What documents are needed for mortgage pre-approval?

Pre-approval requires recent pay stubs, W-2 forms, tax returns, bank statements, and government ID. We streamline this process with online submission options and quick turnaround times.

Do you offer jumbo loans for high-value properties in Texas?

Yes, we offer jumbo loans exceeding standard limits for luxury homes or properties in high-cost areas. These loans feature competitive rates and flexible underwriting for qualified borrowers.

How does the Texas mortgage process work for veterans?

Veterans receive zero-down VA loans after obtaining a Certificate of Eligibility. We handle VA appraisals, streamline IRRRL refinances, and ensure compliance with VA loan requirements for primary residences.