Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Los Angeles
Founded in 1951, JACom CU has evolved from a community-driven Tanomoshi Club into a trusted financial institution serving diverse members across Southern California. Our legacy began in 1945 when Japanese American families, displaced after World War II, pooled resources to support homeownership through mutual aid. Over decades, we expanded services to include share accounts, loans, and digital banking while maintaining our commitment to personalized financial solutions. With NCUA-insured accounts and a focus on cultural inclusivity, we serve members of Japanese descent and their families across Los Angeles, Orange, Riverside, and San Bernardino counties.Our history of innovation includes pioneering online banking in 2008 and introducing mobile banking in 2010, ensuring modern convenience without compromising community values. Today, we continue to empower over 8,800 members with competitive rates, financial education resources, and a dedication to long-term trust through transparent, member-owned service.
Services
Share Accounts
Share Draft Checking
Certificate Accounts
Student Loans
Online Banking
Mobile Banking
Credit Cards
Auto Loans
Mortgage Services
Financial Education
Details
- Year established: 1951
Highlights and features
- We offer over 70 years of community-focused financial expertise
- Our NCUA-insured accounts protect deposits up to $250,000
- We provide personalized financial education resources
- Our digital banking platform enables 24/7 account access
- We maintain transparent fee schedules with member benefits
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Share Accounts
Our variable-rate share accounts allow flexible savings with membership benefits. Minimum $25 deposit opens your account, while maintaining $100 minimum balance ensures competitive APY. As member-owners, you gain access to all credit union services while earning quarterly compounded dividends. These accounts form the foundation for all other financial products we offer.
Share Draft Checking
Enjoy fee-free transactions with our variable-rate share draft accounts. Maintain $100 minimum balance for optimal APY while writing checks and making electronic payments without per-transaction charges. This service combines liquidity with dividend-earning potential, offering modern banking convenience through online and mobile platforms.
Certificate Accounts
Secure your savings with fixed-rate certificate accounts requiring $1,000 minimum deposits. Choose from multiple term lengths while earning monthly compounded interest. These accounts guarantee returns through maturity, making them ideal for disciplined savers seeking predictable growth with NCUA-insured protection.
Student Loans
Access specialized student loan programs designed for educational funding needs. Our competitive-rate loans support degree programs with flexible repayment terms. Combined with financial literacy resources, this service helps members achieve academic goals while building responsible borrowing habits through personalized counseling.
Online Banking
Manage accounts 24/7 through our secure NetCU platform. This service enables bill payments, fund transfers, and loan applications while providing real-time account monitoring. Integrated with mobile banking and Zelle, it offers comprehensive financial management tools that combine convenience with robust security protocols for modern digital banking needs.
Questions
Who is eligible for JACom Credit Union membership?
Membership is open to individuals of Japanese descent residing in Los Angeles, Orange, Riverside, or San Bernardino counties, plus immediate family members of existing members.
Can I access my accounts outside business hours?
Yes, our online and mobile banking platforms provide 24/7 account access for transactions, bill payments, and loan applications.
Are my deposits protected at JACom Credit Union?
All accounts are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency.
What loan types does JACom Credit Union offer?
We provide auto loans, student loans, mortgage services, credit cards, and personal loans with competitive rates for qualified applicants.
How do I report a lost or stolen credit/debit card?
Call (800) 808-7230 for credit card issues or (800) 325-3678 for debit card problems immediately to report lost/stolen cards.
Does JACom Credit Union offer mobile banking features?
Yes, our mobile app supports check deposits, account monitoring, and digital wallet integration with Apple Pay, Samsung Pay, and Google Pay.
