Business Details
50+ Years
experience
Your Trusted Insurance Partner in St. Louis Park, MN
Hatzung Insurance, established in 1950, has been dedicated to providing personalized insurance solutions for both individuals and businesses in Minnesota. With over seven decades of combined industry experience, our agency prides itself on offering tailored coverage options that meet the unique needs of each client. As a family-owned business, we prioritize treating our clients like family, ensuring a warm, approachable environment where complex insurance choices become manageable. Our commitment to excellence is reflected in our long-standing relationships with second, third, and fourth generation clients who continue to trust us with their insurance needs.Representing multiple insurance carriers grants you access to a comprehensive range of products, while our local expertise ensures you receive coverage that truly protects what matters most. Through continuous education and adaptability to market changes, our team remains at the forefront of the insurance industry to better serve our community.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Motorcycle Insurance
Flood Insurance
Commercial Auto
Condo Insurance
Umbrella Insurance
Short Term Rental Insurance
Details
- Year established: 1950
Highlights and features
- We offer personalized insurance solutions tailored to your specific needs
- Our team has over 70 years of combined industry expertise
- We maintain long-standing relationships with multiple insurance carriers
- We provide local market knowledge of Minnesota's specific requirements
- Our agency serves multi-generational clients with proven reliability
What people say
Knowledgeable and incredibly helpful
Stress-free and responsive
Real person who cares
Best coverage possible
Dealing with a real person
Services
Auto Insurance
Our auto insurance policies protect drivers from financial losses due to accidents, weather damage, and liability claims. Coverage includes collision protection, comprehensive coverage, and uninsured motorist protection while offering discounts for safe driving. With personalized policy options and 24/7 claims support, we ensure Minnesota drivers maintain proper state-mandated coverage while receiving competitive rates tailored to individual driving profiles.
Commercial Insurance
Our commercial insurance solutions protect Minnesota businesses from property damage, liability claims, and cyber threats. Coverage options include business owner policies, general liability, commercial auto, and industry-specific protections for contractors, restaurants, and technology companies. With workers compensation expertise and cyber liability coverage, we provide comprehensive protection that adapts to evolving business risks while maintaining competitive pricing for local enterprises.
Homeowners Insurance
Our homeowners insurance protects Minnesota residences from fire, weather damage, and liability claims while covering replacement costs for personal belongings. Policies include wind/hail protection and liability coverage that meets state requirements. With local market expertise and understanding of regional building codes, we offer tailored solutions that protect against common Minnesota weather-related risks while providing 24/7 support for urgent claims situations.
Life Insurance
Our life insurance products provide financial protection for families through term, whole, and universal life policies. Coverage options help replace income, pay off debts, and fund future needs like college education while offering flexible premium structures. With personalized policy recommendations and competitive rates, we help clients select appropriate coverage amounts based on individual financial circumstances and family protection needs.
Motorcycle Insurance
Our motorcycle insurance protects riders from financial losses due to accidents, theft, and weather damage with customizable coverage options. Policies include liability protection, collision coverage, and specialized protection for various motorcycle types while meeting Minnesota's legal requirements. With understanding of local riding conditions and risks, we offer competitive rates for different motorcycle classifications from cruisers to sport bikes.
People
Dave Hatzung
President
Fourth-generation insurance professional with over 40 years of industry experience, helping establish Hatzung Insurance as a trusted Minnesota agency serving multi-generational clients.
Nate Hatzung
Vice President
Brings extensive insurance expertise since joining the family business in 1998, focusing on commercial insurance solutions and continuing the agency's legacy of personalized service.
Dean Wandmacher
Agent
Experienced insurance agent known for responsive service and personalized coverage solutions, particularly assisting first-time homeowners and business owners with comprehensive protection plans.
Dave Wollak
Agent
Seasoned insurance professional providing expert guidance to clients since joining the agency, specializing in personal insurance policies and risk management strategies.
Brad Hepp
Agent
Dedicated insurance agent focusing on commercial coverage solutions, with particular expertise in protecting Minnesota-based small businesses and contractors.
Questions
What insurance coverage is required by Minnesota law?
Minnesota requires auto insurance with minimum liability limits of $30,000 per person/$60,000 per accident for bodily injury and $10,000 for property damage. Workers compensation is mandatory for businesses with employees.
How can I lower my insurance premiums?
Bundle multiple policies, maintain good credit, increase deductibles, take advantage of available discounts, and review coverage annually to ensure proper protection without overpaying for unnecessary coverage.
What should I do immediately after a car accident?
Ensure safety, exchange information with other parties, document damage with photos, report to police if needed, and contact Hatzung Insurance promptly for claims assistance.
Does homeowners insurance cover water damage?
Coverage applies to sudden and accidental water damage from plumbing issues but typically excludes gradual leaks. Flood insurance requires a separate policy through the National Flood Insurance Program.
What is business interruption insurance?
This coverage protects against lost income and operating expenses when business operations are disrupted by covered events like fire, storms, or other insured disasters.
How quickly are insurance claims processed?
We prioritize timely claim resolution, with many claims processed within 48 hours of submission through our streamlined digital process while maintaining personalized agent support.
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