Business Details
20 Years
experience
Your Trusted Insurance Partner in White Bear Lake
At Misgen Insurance, we bring decades of expertise to the insurance industry, offering personalized solutions tailored to our clients' unique needs. Founded in 2006 by Mike Misgen, a licensed insurance professional with over 20 years of experience since 1992, our agency was built on the principle of providing comprehensive coverage at competitive prices. Unlike traditional captive agencies, we operate as an independent broker, granting clients access to a diverse network of highly rated insurance carriers. Our commitment to individualized attention ensures that each client receives informed guidance through the insurance selection process, making it both straightforward and educational.We specialize in auto, home, life, and business insurance, addressing risks ranging from classic vehicles to commercial liability. Transparency remains central to our practice, as we prioritize long-term client relationships over short-term price comparisons. Our service extends across Minnesota and Wisconsin, where we consistently deliver reliable protection for personal and professional assets. By combining industry knowledge with a client-first approach, we aim to safeguard what matters most to our community.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Liability Coverage
Workers Compensation
Classic Car Insurance
Renters Insurance
Umbrella Policies
Details
- Year established: 2006
Highlights and features
- We offer 20+ years of insurance expertise through independent carrier partnerships.
- Our agency provides personalized policy comparisons tailored to individual needs.
- We specialize in hard-to-place coverage for classic vehicles and commercial risks.
- Our service includes detailed policy reviews to ensure comprehensive protection.
- We maintain long-term client relationships through transparent, non-commission-driven advice.
Services
Auto Insurance
We provide comprehensive auto insurance solutions for cars, trucks, ATVs, motorcycles, and classic/antique vehicles. Our policies protect against liability, collision, and uninsured motorists while offering competitive pricing through multiple carriers. Clients receive personalized guidance to ensure coverage matches their specific driving needs and risk profiles.
Home Insurance
Our home insurance covers primary residences, condos, renters, cabins, and lake homes against fire, theft, and natural disasters. Policies include dwelling protection, personal property coverage, and liability safeguards. We tailor plans to address regional risks while maintaining affordability for Minnesota and Wisconsin homeowners.
Life Insurance
We offer whole and term life insurance policies to secure financial futures for families and businesses. Coverage includes medical expense indemnity and death benefits with flexible premium structures. Our agents help clients select policies that align with long-term financial goals and estate planning needs.
Business Insurance
Our business insurance protects companies with liability coverage, personal property protection, umbrella policies, and workers' compensation. We serve diverse industries, providing risk assessments and customized plans to mitigate operational threats while ensuring compliance with state regulations.
Classic Car Insurance
Specialized insurance for classic and antique vehicles with agreed-value coverage, spare parts protection, and show-day liability. We cater to collectors' unique needs, offering policies that recognize the appreciation potential and limited-use nature of vintage automobiles.
People
Mike Misgen
Owner
Mike Misgen has been a licensed insurance agent since 1992 and founded Misgen Insurance in 2006. He specializes in personalized policy comparisons and hard-to-place coverage solutions for individuals and businesses across Minnesota and Wisconsin.
Questions
What types of insurance do you offer?
We provide auto, home, life, business, classic car, renters, umbrella policies, and workers' compensation insurance tailored to Minnesota and Wisconsin residents.
How do you find competitive insurance rates?
As an independent agency, we compare policies from multiple carriers to find coverage that balances cost and protection without commission-driven recommendations.
Do you offer commercial insurance for small businesses?
Yes, we provide liability coverage, property insurance, and workers' compensation for small businesses with customized risk management solutions.
Can I get insurance for a classic car?
Yes, we specialize in coverage for classic and antique vehicles with agreed-value policies and spare parts protection.
What areas do you serve?
We operate throughout Minnesota and Wisconsin, offering personalized insurance solutions for individuals and businesses in both states.
