Business Details
Your Trusted Financial Partner in Houston, TX
Established to serve the financial needs of Harris County residents, our credit union offers a comprehensive range of banking solutions designed to empower individuals and businesses. We provide personalized savings and checking accounts, competitive loan programs including auto and home equity financing, and specialized services like financial counseling and credit card management. Our commitment to community development is demonstrated through educational initiatives such as the Kids Treasure Account program, annual scholarship awards, and financial literacy resources.With secure digital banking options including mobile apps and online bill payment, we combine modern convenience with traditional values of trust and accountability. Backed by NCUA insurance and operating under strict regulatory compliance, we maintain rigorous standards for financial security and customer protection while supporting local initiatives through our BE A Resource outreach programs.
Services
Savings Accounts
Auto Loans
Credit Cards
Financial Counseling
Home Equity Loans
Highlights and features
- We provide 24/7 online and mobile banking access with secure digital services
- Our loan programs feature competitive APRs starting at 5.49% for home equity loans
- We offer financial education resources and community development initiatives
- Our institution maintains NCUA federal insurance for member deposits
- We implement secure document shredding and fraud prevention services
Associations and certifications
- NMLS #458547
- NCUA
Services
Kids Treasure Accounts
Our youth savings program encourages financial responsibility through rewards-based learning. Children earn cash incentives for good grades and participate in educational contests while developing essential money management skills. The account features special promotions like back-to-school shopping sprees to maintain engagement and motivation.
Auto Loans
We offer competitive vehicle financing options with promotional periods featuring 90 days no payment. Our program includes new and used car loans, refinancing opportunities, and exclusive discounts through the CU Members Auto Center partnership for enhanced member benefits.
Financial Counseling
Our GreenPath Financial Counseling service provides personalized guidance for debt management and budget planning. Certified counselors help members develop customized strategies for improving credit scores, managing expenses, and achieving long-term financial stability through confidential consultations.
Home Equity Loans
We provide home equity financing with competitive rates starting at 5.49% APR. Our mortgage specialists assist with home improvement projects, debt consolidation, and property investments while offering flexible terms and personalized loan structuring options.
Scholarship Programs
Our memorial scholarship initiative awards annual funding to local students pursuing higher education. The program honors community leaders while supporting academic achievement through financial assistance for tuition, books, and educational expenses.
Questions
How can I join Harris County Federal Credit Union?
Membership requires a minimum $5 deposit in a savings account. We serve Harris County residents, employees of select businesses, and family members of existing members.
What loan programs are currently available?
We offer auto loans with 90-day payment deferral promotions, home equity loans starting at 5.49% APR, signature loans, and equipment financing options.
How do I access online banking services?
Download our mobile app or visit our website to log in to ePay, check account balances, transfer funds, and manage credit card accounts 24/7.
What community programs do you support?
We sponsor financial literacy initiatives, back-to-school supply drives, food bank partnerships, and annual scholarship awards for local students through our BE A Resource outreach program.
How do you protect against financial fraud?
We implement NCUA-insured deposits, secure document shredding events, and provide access to fraud prevention resources through our partnership with the NCUA Fraud Center.
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