Harris County Federal Credit Union

Harris County Federal Credit Union (HCFCU) is a member-owned financial institution committed to providing quality financial services and fostering financial well-being in the Houston community. Founded on the principles of cooperation and shared prosperity, we strive to empower our members through personalized financial guidance, competitive products, and exceptional service.

Who We Are

Our dedicated team of professionals comes from diverse backgrounds and brings extensive experience in the financial industry. We are passionate about understanding your unique financial needs and guiding you toward achieving your financial goals. Our board of directors, comprised of community members, ensures that our values align with the needs of our diverse membership.

What We Offer

HCFCU offers a comprehensive range of financial services designed to meet your individual needs.

Savings & Checking Accounts

• Competitive interest rates on savings accounts
• Convenient checking account options with mobile check deposit and online bill pay
• Dedicated savings programs for young members and holiday goals

Loans & Financing

• Flexible loan options with competitive interest rates for auto loans, personal loans, mortgages, credit cards, and more
• Convenient online loan application and approval process
• Affordable financing options for equipment, personal items, and home improvements

Investment & Planning Services

• Individual retirement accounts (IRAs) for tax-advantaged savings
• Financial planning services to create a tailored financial roadmap
• Credit counseling and identity theft protection resources

Community Involvement

We are passionate about contributing to the vitality of our community. We actively support local organizations through financial contributions and volunteer service. We encourage our members to participate in these initiatives and actively engage in our community.

Become a Member

Membership in HCFCU is open to anyone who lives, works, worships, or attends school in Harris County. Join us and experience the difference a member-owned financial institution can make in your financial life.