Business Details
50+ Years
experience
Your Trusted Local Insurance Partner in Frankfort, MI
Established in 1939, our agency has built a legacy of trust and community service. We specialize in personalized insurance solutions for individuals and businesses in Benzie County and surrounding areas. Our team prioritizes local expertise, face-to-face consultations, and advocacy during claims processes. With over eight decades of combined experience, we maintain deep roots in community initiatives and youth programs. Our approach focuses on tailored protection plans through competitively priced policies from trusted carriers. 
Services
Auto Insurance
Home Insurance
Health Insurance
Business Insurance
Property Insurance
Boat Insurance
Classic Car Insurance
Umbrella Insurance
RV Insurance
Life Insurance
Details
- Year established: 1939
Highlights and features
- We're a personal advisor you know & can trust
- We are local, right around the corner from you
- We're your advocate in times of need
- Our history & commitment to this community
- Always available for face-to-face consultations
Services
Auto Insurance
We provide comprehensive auto insurance policies tailored to individual driving needs and vehicle types. Our coverage options protect against liability, collision, and uninsured motorists while offering competitive rates. With access to multiple carriers, we help clients find optimal protection for their specific circumstances.
Home Insurance
Our home insurance policies safeguard residential properties against common risks including fire, theft, and weather damage. We offer customizable coverage options for primary residences, vacation homes, and rental properties throughout Northern Michigan's resort communities. Policyholders benefit from personalized risk assessments and local claims support.
Business Insurance
We specialize in business insurance solutions for local enterprises including property protection, liability coverage, and workers' compensation. Our policies cater to the unique needs of Benzie County's resort-based businesses and seasonal operations. Clients receive tailored risk management strategies from experienced insurance professionals.
Life Insurance
We offer term and permanent life insurance policies to help families and businesses protect financial futures. Our solutions provide death benefit protection, cash value accumulation, and estate planning benefits. Policy options are available from multiple carriers to suit different budgetary and coverage requirements.
Boat Insurance
Our boat insurance policies protect watercraft owners against damage, liability, and uninsured boater risks. Coverage includes physical damage protection, emergency assistance, and liability limits tailored to recreational vessel usage. We serve Michigan's lake communities with specialized marine insurance expertise.
People
Andrew L.D. Johnson
Agency Owner
Third-generation insurance professional with 30+ years experience. Served as Frankfort-Elberta Chamber President and high school football coach. Active in local business associations and community development initiatives.
Questions
What types of insurance do you offer?
We provide auto, home, health, business, life, boat, RV, and specialty insurance policies for individuals and businesses in Northern Michigan.
Are you available outside regular business hours?
Our office operates 9am-5pm but offers 24/7 online services for policy changes, claims reporting, and document requests through our secure portal.
How do you help with insurance claims?
Our staff provides expert support during claims processes, advocating for fair and timely settlements while coordinating with insurance carriers directly.
Do you serve businesses in the resort industry?
Yes, we specialize in insurance solutions for Northern Michigan's resort community with customized coverage for seasonal operations and tourism-related businesses.
How long have you served the Frankfort community?
Since 1939, our agency has provided insurance services to Frankfort residents and businesses, maintaining four generations of local expertise.
