Business Details
30 Years
experience
Emergency
services
Your Trusted Insurance Partner in Northern Michigan
Established in 1996, Fitzpatrick Insurance is a locally owned independent agency dedicated to serving Michigan residents and clients in Arizona, Colorado, Florida, Indiana, Missouri, and Ohio. Our mission centers on prioritizing client needs over insurance company interests, offering tailored coverage without aggressive sales tactics. With decades of combined experience, our team provides personalized insurance solutions across home, auto, life, marine, and commercial sectors.We emphasize transparency, expertise, and customer-centric service, ensuring policies align precisely with individual requirements. Our commitment to hassle-free service extends to emergency claims support and ongoing policy optimization, reflecting our deep understanding of regional insurance landscapes and client priorities.
Services
Home Insurance
Auto Insurance
Life Insurance
Marine Insurance
Commercial Insurance
Insurance Brokerage
Details
- Year established: 1996
Highlights and features
- We are a locally owned Michigan agency with 28 years of regional insurance expertise.
- Our independent agency model offers access to multiple carriers for optimal coverage.
- We provide personalized policies without aggressive upselling or unnecessary add-ons.
- Our team has 80+ years of combined experience in insurance policy customization.
- We offer 24/7 emergency claims support with multiple carrier-specific hotlines.
What people say
Efficient, thorough, extremely friendly
Quick call back with great rates
Very knowledgeable and efficient
Extremely reliable, friendly
Hassle-free insurance
Services
Home Insurance
Our home insurance policies protect Michigan properties against damage, theft, and liability claims. We specialize in customized coverage for homeowners, renters, and condo owners, ensuring compliance with state-specific risks. Our agents help clients navigate policy details, including coverage limits, deductibles, and exclusions, while offering competitive rates through trusted carriers.
Auto Insurance
We provide comprehensive auto insurance solutions for Michigan drivers, including standard coverage and specialized policies for luxury vehicles and recreational vehicles. Our team assists with navigating state regulations, securing discounts, and processing claims efficiently. We also offer commercial auto policies for business fleets and specialized equipment.
Commercial Insurance
Our commercial insurance services cater to Michigan businesses with policies including business owners' packages, commercial auto, and workers' compensation. We offer tailored solutions for industries like construction, retail, hospitality, and agriculture. Our 80+ years of combined experience ensures comprehensive protection against operational risks and liability claims.
Life Insurance
We help clients secure term life insurance policies designed to protect families financially after the policyholder's passing. Our agents explain policy nuances like renewability, conversion options, and premium guarantees. We focus on long-term financial planning while ensuring clients understand coverage limitations and beneficiary protections.
Marine Insurance
Our marine insurance protects Michigan boat owners against damage, liability, and medical expenses related to watercraft use. We cover various vessels including motorhomes, jet skis, and sailboats. Policies address size restrictions, engine horsepower limits, and coverage for personal watercraft, ensuring comprehensive protection for recreational and commercial marine activities.
People
Sharon Fitzpatrick
Founder
Sharon established Fitzpatrick Insurance in 1996 after relocating from New York. She built the agency's foundation on exceptional customer service before passing leadership to Adam Brown and Patrick Lavis in 2022.
Adam Brown
Owner/President
Adam co-owns Fitzpatrick Insurance since 2022, continuing Sharon Fitzpatrick's legacy of customer-focused service. He specializes in commercial insurance solutions and leads the agency's strategic growth initiatives across multiple states.
Patrick Lavis
Co-Owner
Patrick joined as co-owner in 2022, bringing modern insurance practices to the agency. He focuses on expanding digital services while maintaining the personalized approach established by the agency's founder.
Mary Meier
Licensed Agent
Mary provides personalized insurance solutions to clients, specializing in home and auto policies. With extensive experience in Michigan's insurance market, she helps clients find cost-effective coverage that meets their specific needs.
Michelle Brown
Licensed Agent
Michelle assists clients with home and vehicle insurance, earning recognition for her thorough approach and customer service excellence. She has been instrumental in helping families secure comprehensive coverage since joining the agency.
Questions
What types of insurance does Fitzpatrick Insurance offer?
We offer home, auto, life, marine, commercial, and recreational vehicle insurance for Michigan residents and businesses, with specialized coverage options across all categories.
Do you provide insurance services outside Michigan?
Yes, we serve clients in Arizona, Colorado, Florida, Indiana, Missouri, and Ohio while maintaining our Northern Michigan headquarters and regional expertise.
How can I get emergency claims assistance?
Call our 24/7 hotlines for Auto-Owners, Pioneer, Michigan Insurance Company, Progressive, BerkleyOne, or Chubb policies as listed on our website.
Can you help with Michigan's No Fault Auto Insurance Reform?
Our agents specialize in navigating Michigan's auto insurance legislation, helping clients understand new coverage options and cost-saving opportunities under current laws.
What commercial insurance options are available?
We offer business owners' policies, commercial auto, workers' compensation, professional liability, and customized packages for industries like construction, hospitality, and agriculture.
Do you offer personalized policy consultations?
Yes, we provide free consultations to assess your insurance needs and create customized coverage plans for homes, vehicles, businesses, and life insurance.
