Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Jose
Stephen Chelbay has been dedicated to protecting business and personal assets since 1947, offering over seven decades of expertise in comprehensive insurance coverage. Our team specializes in connecting clients with tailored solutions for business insurance, including labor unions, professional liability, non-profits, and small to mid-sized businesses across California. For personal insurance, we provide specialized coverage for homeowners, personal auto, earthquake, flood, recreational vehicles, and more. Partnering with Mercury Insurance since 1962, we combine competitive rates with personalized service through local agents who guide clients every step of the way.Our commitment to transparency and client-centric service is reflected in testimonials highlighting our ability to simplify insurance processes, deliver cost-saving recommendations, and maintain trust through consistent support. With deep local market knowledge and a focus on long-term client relationships, we ensure clients receive coverage that aligns precisely with their unique needs.
Services
Business Insurance
Personal Auto
Homeowners Insurance
Earthquake Coverage
Flood Insurance
Recreational Vehicle
Umbrella Policies
Renters Policy
Motorcycle Insurance
Union Shop Coverage
Details
- Year established: 1947
Highlights and features
- We offer 75+ years of combined insurance expertise since 1947.
- Our team specializes in complex commercial insurance for unions and non-profits.
- We provide personalized policy comparisons to find cost-effective solutions.
- Our Mercury Insurance partnership ensures competitive rates and reliable claims support.
- Client testimonials highlight our exceptional service and trustworthiness.
What people say
Excellent service
Trustworthy
Cost-saving recommendations
Painless process
Thorough support
Services
Business Insurance
We provide specialized insurance solutions for labor unions, professional liability, non-profits, and small to mid-sized businesses. Our expertise includes tailored risk management strategies and policy comparisons to ensure comprehensive protection. Clients benefit from our deep industry knowledge and partnerships with top insurers like Mercury Insurance.
Personal Auto
Our personal auto insurance services cover standard vehicles and motorcycles with competitive rates through Mercury Insurance. We help clients navigate coverage options, compare providers, and find cost-effective policies that meet their specific driving needs and budget requirements.
Homeowners Insurance
We offer earthquake, flood, and standard homeowners insurance policies tailored to California's unique risks. Our team assists with policy comparisons, coverage customization, and finding affordable options for primary residences, vacation homes, and rental properties.
Recreational Vehicle
Our RV insurance solutions cover recreational vehicles with specialized policies that protect against unique risks. We provide coverage comparisons, policy customization, and expert guidance to ensure proper protection for both new and vintage RVs.
Umbrella Policies
We offer excess liability coverage to supplement standard insurance policies. Our umbrella policies provide additional protection for high-value assets and potential lawsuits, ensuring comprehensive risk management for both personal and business needs.
People
Laura
Insurance Agent
Laura provides expert insurance guidance, specializing in policy comparisons and cost-saving recommendations. She simplifies complex insurance processes while maintaining exceptional client trust through personalized service and thorough support.
Stephen Chelbay
Founder
Stephen Chelbay established the company in 1947, building a legacy of trusted insurance services. His vision created a client-focused agency that continues delivering comprehensive coverage solutions through expert analysis and personalized policy recommendations.
Questions
What types of business insurance do you offer?
We specialize in professional liability, union shop coverage, non-profit insurance, and policies for small to mid-sized businesses across California.
Can you help find affordable insurance plans?
Yes, our team compares multiple providers to find cost-effective solutions, as demonstrated by our successful placement of competitive policies for auto, home, and business needs.
How long have you served the San Jose area?
We've provided insurance services in San Jose since 1947, maintaining deep local market knowledge and community connections for over 75 years.
Do you work with Mercury Insurance?
Yes, we partner with Mercury Insurance to offer competitive rates and reliable coverage options for both personal and commercial insurance policies.
What personal insurance products are available?
We offer homeowners, auto, earthquake, flood, motorcycle, recreational vehicle, and umbrella policies tailored to California residents' needs.
