Business Details
50+ Years
experience
Your Trusted Insurance Partner in San Jose, CA
Heffernan Walton Insurance Services has been a trusted independent insurance agency serving California and contiguous states since 1966. Our expertise spans personal, business, life, and group health insurance, tailored to meet individual client needs with ethical and expedient service. With over 50 years of collective experience, our team leverages strategic partnerships to provide competitive rates and comprehensive coverage options.We prioritize personalized counseling and maintain affiliations with leading carriers through our partnership with Heffernan Network Insurance Brokers. Our commitment to excellence is demonstrated by our focus on client education, no-obligation quotes, and a proven track record of serving diverse industries including technology, construction, and cannabis sectors.
Services
Business Interruption Insurance
Commercial Auto Insurance
Commercial Property Insurance
Cyber Liability Insurance
General Liability Insurance
Professional Liability Insurance
Workers Compensation Insurance
Homeowners Insurance
Renters Insurance
Boat Insurance
Details
- Year established: 1966
Highlights and features
- We offer over 50 years of combined insurance expertise in California markets
- Our independent agency status provides access to multiple top-tier carriers
- We specialize in niche market insurance including cannabis and technology sectors
- Our team includes certified professionals with specialized industry knowledge
- We provide free, no-obligation insurance consultations and quotes
Services
Business Interruption Insurance
Business Interruption Insurance protects California companies from prolonged revenue loss following covered disasters. This specialized coverage supplements income when operations are disrupted by physical damage to assets. Our agents help businesses select appropriate policy terms including standard, extended, and contingent coverage options to protect against events like fire, theft, or natural disasters.
Commercial Auto Insurance
Commercial Auto Insurance provides comprehensive protection for business-owned vehicles and drivers. Our policies cover collision damage, liability claims, and underinsured motorist scenarios while accommodating specialized needs like hired and non-owned vehicle coverage. We serve diverse industries including transportation, food service, and medical transport with tailored insurance solutions that meet California's regulatory requirements.
Commercial Property Insurance
Commercial Property Insurance safeguards business assets including buildings, equipment, and inventory against covered perils. Our policies offer building coverage, contents protection, and tenant betterment options for both owned and leased commercial spaces. We help businesses understand exclusions for flood and earthquake damage while coordinating supplemental coverage through specialized programs.
Cannabis Insurance
Cannabis Insurance provides specialized protection for marijuana industry businesses including growers, processors, and dispensaries. Our policies cover general liability, product liability, and business income protection while addressing unique risks associated with cannabis operations. We help segmented businesses structure appropriate coverage for each component of their operations across California's regulated market.
General Liability Insurance
General Liability Insurance protects businesses against common third-party claims including property damage, bodily injury, and advertising injury. Our policies help California businesses mitigate financial risks from customer accidents or property damage incidents. We offer customized solutions that integrate with broader insurance packages to provide comprehensive protection for both premises and operations.
People
Wendy V.
Commercial Lines Department Manager
With 16+ years at Walton Insurance and a Santa Clara University Master's degree, Wendy brings expertise from high-tech HR roles. She specializes in commercial insurance solutions while maintaining a positive, client-focused approach to risk management.
Monica Castaneda
President
As President, Monica leads strategic operations with deep knowledge of California's insurance market. Her leadership builds on decades of experience in commercial insurance and agency management across the Bay Area.
Jamie Anderson
Senior Account Manager
With 25+ years in insurance, Jamie specializes in optimizing coverage costs while maintaining client satisfaction. Her career began at Walton Insurance Agency in 1997, focusing on personalized service and comprehensive risk assessment for personal and commercial clients.
David Tuckness
President Emeritus
A founding member of Archway Insurance Brokers, David has over 30 years of industry experience. He led Valley General Insurance Services before becoming President of Heffernan Walton, bringing expertise in construction, technology, and device industry insurance solutions.
Sharif Darestani
Personal Lines Account Manager
With a decade of insurance experience, Sharif approaches client relationships as a risk manager rather than salesperson. She focuses on educating clients about risk mitigation strategies while maintaining continuous professional development to enhance service quality.
Questions
What types of insurance do you offer?
We provide comprehensive personal and commercial insurance including auto, home, business interruption, cyber liability, and specialized industry coverage for cannabis, technology, and construction sectors.
Do you serve clients outside California?
Yes, we serve clients across California and all contiguous United States states through our nationwide carrier partnerships.
How can I get a free insurance quote?
Request a free, no-obligation quote online through our website or contact our San Jose office directly at 877-265-2801 to speak with a licensed agent.
Are you an independent insurance agency?
Yes, we operate as an independent agency with access to multiple insurance carriers, allowing us to find the best coverage options and competitive rates for our clients.
What industries do you specialize in?
We specialize in insurance solutions for technology, construction, cannabis, healthcare, hospitality, and professional services industries with tailored risk management strategies.
Can you help with business insurance packages?
Yes, we offer customized business insurance packages including commercial property, general liability, and business interruption coverage to protect your complete operations.
