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Trusted Insurance Solutions in Los Altos
For 29 years, we have been a trusted insurance resource in the Los Altos community, dedicated to helping families protect against life's uncertainties. Our agency offers comprehensive insurance and financial services across California, Arizona, and Oregon, backed by State Farm's financial stability. With personalized service and expertise in auto, home, life, and specialty insurance, we prioritize client needs through transparent communication and community engagement.

Our team brings decades of combined experience, including active participation in local organizations like the Los Altos Chamber of Commerce and Rotary Club. We specialize in simplifying complex insurance decisions, offering multilingual support and tailored solutions for individuals and businesses at every life stage.
Services
Auto Insurance Homeowners Insurance Life Insurance Renters Insurance Business Insurance Condo Insurance Pet Insurance Motorcycle Insurance Commercial Vehicle Insurance Earthquake Insurance
Highlights and features
  • We offer 29 years of localized insurance expertise in Los Altos.
  • Our services extend across California, Arizona, and Oregon with licensed professionals.
  • We provide personalized insurance guidance tailored to individual life stages.
  • Multi-policy discounts reward long-term client relationships.
  • Active community involvement through Los Altos Chamber of Commerce membership.
What people say
Excellent agent Knowledgeable and professional Competitive prices Quick response Multiple policy discounts
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to individual driving needs and budget requirements. Our policies protect against accidents, theft, and natural disasters while offering discounts for safe drivers and multi-policy holders. With 29 years of local experience, we help clients navigate coverage options to ensure adequate protection.
Homeowners Insurance
Our homeowners insurance policies safeguard residences against fire, weather damage, and liability claims while covering personal belongings. We specialize in customized coverage for California's unique risks, including earthquake protection options. Clients benefit from personalized risk assessments and competitive pricing across Santa Clara and San Mateo Counties.
Life Insurance
We offer term and whole life insurance solutions to protect families financially during life transitions. Our policies provide death benefits for mortgage protection, education funding, and inheritance planning. With State Farm's financial backing, we ensure long-term policy stability and personalized coverage adjustments as clients' needs evolve.
Business Insurance
Our business insurance packages protect companies against liability claims, property damage, and operational disruptions. We serve diverse industries with customizable policies that include commercial vehicle coverage and earthquake protection. Local business owners benefit from our 29-year understanding of regional commercial risks and regulatory requirements.
Renters Insurance
We provide affordable renters insurance covering personal property loss, liability claims, and temporary housing expenses. Our policies protect tenants against common risks while offering discounts for safety features like smoke detectors. With multilingual support, we help Los Altos residents secure their belongings and peace of mind.
People
Dwight Matthews
Dwight Matthews Agent
With 29 years serving Los Altos, Dwight specializes in personalized insurance solutions across CA, AZ, and OR. Active in local organizations, he focuses on simplifying insurance decisions for families and businesses through transparent advice and community engagement.
Sheila Rieder
Insurance Account Representative
Licensed since 1982, Sheila brings over four decades of Bay Area insurance experience. She specializes in long-term client relationships, guiding policyholders through life stages while maintaining personalized service for local families.
Chris McKell
Insurance Account Representative
With 35 years in insurance, Chris offers expertise in policy management and customer care. A Mountain View native, he combines business communications knowledge with practical experience to deliver tailored insurance solutions for individuals and businesses.
Questions
What insurance products do you offer?
We provide auto, home, life, renters, condo, business, pet, motorcycle, commercial vehicle, and earthquake insurance policies.
Do you serve areas outside California?
Yes, we now serve clients in Arizona and Oregon, in addition to California residents and relocators.
What are your office hours?
Our office is open Monday-Friday 9:00am-5:00pm, with after-hours and weekend appointments available upon request.
Can I get discounts for multiple policies?
Yes, we offer multi-policy discounts for clients who bundle home, auto, and other insurance products with us.
How can I file a claim?
You can initiate a claim through our website, by phone at (650) 948-8164, or by visiting our Los Altos office during business hours.