Your Dream of Homeownership Starts Here
At Cedar Mortgage, we're a full-service mortgage brokerage firm dedicated to providing exceptional customer service and comprehensive mortgage solutions to our clients. With over 40 years of experience in the mortgage industry, our team of experienced loan consultants and processing staff are committed to finding the perfect loan options to meet our clients' unique needs.
Our Story
Established in 1981, Cedar Mortgage has built a reputation as a trusted and reliable mortgage company in San Jose, California. Our office family consists of qualified loan consultants and processing staff, and our lending portfolio represents one of the most comprehensive program collections in the United States. We pride ourselves on our commitment to customer service, expertise, and quality real estate programs.
What We Do
As a full-service mortgage broker, we offer a wide range of mortgage options, including purchase, refinance, construction lending, and more. Our experienced mortgage professionals work closely with each client to understand their specific needs and goals, and provide personalized guidance throughout the loan process. Whether you're a first-time homebuyer or a seasoned homeowner, we're dedicated to making home financing easy, convenient, and affordable.
What Makes Us Different
At Cedar Mortgage, we understand that every client has unique needs and goals. That's why we take a personalized approach to mortgage lending. Our experienced loan consultants take the time to listen to your story, understand your needs, and provide customized loan solutions that meet your specific requirements. We believe in building long-term relationships with our clients, and we're committed to helping you achieve your dreams of homeownership.
Our Promise
At Cedar Mortgage, we promise to provide exceptional customer service, expert guidance, and comprehensive mortgage solutions to our clients. We're dedicated to making the mortgage process easy, convenient, and stress-free. Whether you're buying your first home, refinancing your existing mortgage, or exploring construction lending options, we're here to help.
Terrible Experiences and Misconceptions
Several reviewers have had a negative experience with Cedar Mortgage Company. Lunita S. gave the company 1 star, stating that they had a terrible experience with one of their senior mortgage specialists who claimed to have over 30 years of experience but was limited in his knowledge of processing mortgage applications. This specialist was not only unhelpful but also insulting in his communication. Additionally, Helen B. gave a scathing review, accusing one of the company's clients, Mr. Nice G., of being self-centered and demanding, and claiming that he took advantage of the commission earned by others in the process of buying a property.
Positive Experiences
However, not all reviews were negative. Jamie V. gave Cedar Mortgage Company 5 stars, praising Marge Nogosek for her top-notch service and explaining that she made the mortgage process easy to understand for first-time home buyers. Helen B. also gave the company 5 stars, but her review was more focused on attacking Mr. Nice G. rather than praising Cedar Mortgage Company.

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