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Experience the Magic of Mortgage Solutions!

Mortgage Magic is a Mortgage Brokerage located in San Jose, CA. Since 1990, we have been dedicated to providing exceptional mortgage services to our clients. With an average of over 14 years of experience in the industry, our loan officers are the best in the business. We believe in building long-term relationships with our clients, and our team is committed to providing personalized service to each and every one of them.

Our Story

Mortgage Magic began operation on April 1st, 1990, as a one-person operation. On January 16th, 1991, we incorporated with a total capitalization of only $600. Today, we proudly assist almost 700 customers every year, satisfying their mortgage needs. Our employees are not only experienced professionals but also wonderful people who are involved in various community service activities.

Our Code of Ethics

At Mortgage Magic, we believe in adhering to a strict code of ethics. Our code requires our loan originators and employees to:

  • Always place the client's interest above our own
  • Recommend the most appropriate product/products to fill the client's needs and keep client fees fair
  • Act with integrity at all times, not just at the office
  • Advise clients immediately upon encountering an obstacle or problem
  • Disclose all compensation to clients
  • Act with fairness and prudence with every decision
  • Always be honest and forthright with clients and all others
  • Never engage in misleading or deceptive sales or marketing practices
  • Adhere to high business standards beyond what are required by regulations
  • Maintain regular, timely contact with clients

Our Services

We offer a wide range of mortgage services, including Conforming loans, Conventional loans, FHA/VA loans, Reverse Mortgage, and more. Our loan officers are experts in their field and will work with you to find the best mortgage solution for your needs. We also provide access toDeskTop Underwriter (Fannie) or LoanProspector (Freddie), allowing us to tentatively approve most loans within hours.

Our Credentials

Mortgage Magic is licensed by the California Department of Real Estate (CA DRE license # 01104088) and the Nationwide Multistate Licensing System (NMLS license # 331340). Our CEO, Doug Jones, is a seasoned mortgage professional with years of experience in the industry.

Reviews
Positive: Reviewers praised Mortgage Magic for their exceptional service, professionalism, and expertise, highlighting the team's efficiency, knowledge, and personalized approach.

Outstanding Mortgage Services

Mortgage Magic, led by Doug Jones, has received an overwhelming number of 5-star reviews from satisfied customers. The reviews highlight the exceptional service, professionalism, and expertise of Doug and his team.

Efficient and Knowledgeable

Reviewers praised Doug and his team for their prompt responses, patience, and thorough explanations throughout the mortgage process. They were impressed with the team's knowledge, expertise, and ability to navigate complex situations.

Smooth Transactions

Many reviewers appreciated the smooth and hassle-free transactions facilitated by Mortgage Magic. They commended the team's ability to close loans quickly, often in record time, and their attention to detail.

Personalized Service

Reviewers felt valued and supported throughout the process, citing the team's personalized approach and willingness to go above and beyond to ensure their needs were met.

Trust and Recommendations

Several reviewers expressed their trust in Doug and his team, recommending Mortgage Magic to friends, family, and colleagues. They praised the team's honesty, integrity, and commitment to providing the best possible service.

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