Business Details
17 Years
experience
Your Trusted Loan Partner in MN & WI
Citywide Finance Company was established in 2009 and is managed by professionals with over 30 years of personal financing experience. Our team tailors loan options to individual needs, providing personalized solutions for clients with diverse financial backgrounds. We specialize in working with individuals who do not qualify for traditional retail finance programs, including those with previous credit problems, tight budgets, and past bankruptcies. Our in-house decision-making process ensures fast approvals, and we offer credit protection insurance and extended loan terms. We report payment history to Equifax to help clients build credit.Our staff is committed to guiding clients through the loan process, from pre-approval to closing, with transparency and support. We serve Minnesota and Wisconsin, offering same-day lending and automatic payment options. Our reputation for courteous service and creative financial solutions has earned us long-term clients and positive referrals. We prioritize understanding each client's unique situation to deliver tailored loan programs. Our offices in Inver Grove Heights, MN, and Rice Lake, WI, provide convenient access to our services.
Services
Personal Loans
Auto Loans
Debt Consolidation
Recreational Loans
Dealer Financing
Details
- Year established: 2009
Highlights and features
- Locally owned and operated with in-house decision-making
- All credit types considered, including non-traditional borrowers
- Credit protection insurance and extended loan terms available
- Same-day lending and automatic payment options
- Payment history reported to Equifax for credit building
What people say
Fast cash solutions
Easy to work with
Courteous and fast service
Willing to work with poor credit
Ongoing business relationships
Services
Personal Loans
Citywide Finance Company offers personalized personal loans tailored to individual financial circumstances. These loans cater to borrowers with varying credit histories, including those with past bankruptcies or limited credit. Our in-house underwriting process allows flexible approval criteria beyond traditional credit scores, focusing on each applicant's unique situation to provide accessible financing solutions.
Auto Loans
We provide auto loans for new and used vehicles, including higher-mileage cars and trucks. Our pre-approval process helps buyers understand their budget before shopping, with options for financing through dealers or private parties. Loans are structured to accommodate diverse credit profiles while ensuring transparent terms and competitive rates.
Debt Consolidation
Our debt consolidation loans combine multiple payments into a single monthly obligation. This service benefits clients managing credit card debt, student loans, or other installment payments by potentially reducing interest rates and simplifying repayment schedules. We evaluate each case individually to create manageable consolidation plans.
Recreational Loans
Citywide Finance Company offers specialized loans for recreational vehicles and equipment, including snowmobiles, ATVs, boats, and RVs. These loans feature flexible terms and pre-approval options to help clients purchase new or used recreational assets. Our process ensures quick approvals while accommodating non-traditional credit scenarios.
Dealer Financing
We collaborate with dealers to provide financing solutions for vehicle purchases. This program enables pre-approved buyers to shop with confidence, knowing their financing is secured before visiting dealerships. Our partnership approach streamlines the purchasing process while maintaining flexible credit requirements.
Questions
What loan options are available for borrowers with poor credit?
We specialize in loans for non-traditional borrowers, including those with past bankruptcies or limited credit history. Our in-house underwriting considers individual circumstances beyond credit scores.
Can I get pre-approved for a vehicle purchase?
Yes, we offer pre-approval loans for cars, trucks, and recreational vehicles. This process helps you understand your budget before shopping with dealers or private sellers.
How does debt consolidation work with Citywide Finance Company?
Our consolidation loans combine multiple debts into one payment with potential interest rate reductions. We evaluate your specific situation to create a manageable repayment plan.
What recreational vehicles can I finance?
We finance snowmobiles, ATVs, boats, jet skis, RVs, motorcycles, and utility trailers. Both new and used purchases qualify for our recreational loan programs.
How quickly can I receive loan funds?
We offer same-day lending options for approved applicants. The exact timeline depends on documentation completeness and verification requirements during business hours.
