Business Details
Your Trusted Mortgage Broker in Minneapolis
Propel Home Loans operates as a mortgage brokerage firm with over two decades of industry experience. Our approach prioritizes personalized service, recognizing that each client's financial and personal circumstances require tailored solutions. We maintain partnerships with leading national lenders to deliver customized home loan products while emphasizing professional mortgage debt management. Our operations leverage modern technology to enhance client interactions and streamline processes.The company's philosophy centers on long-term client relationships, focusing on financial education and strategic mortgage planning rather than simple rate comparisons. Our team structure emphasizes client-focused service delivery through experienced loan professionals.
Services
Fixed Rate Mortgages
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinance Options
First Time Home Buyer Programs
Investment Property Loans
Highlights and features
- We offer 20+ years of mortgage industry experience
- Our team provides personalized loan structuring services
- We maintain relationships with top national lenders
- Our service includes comprehensive mortgage debt management
- We combine modern technology with personalized service
What people say
Excellent communication
5-star experience
Expert guidance
Tailored solutions
Trustworthy advisors
Services
Fixed Rate Mortgages
Fixed Rate Mortgages provide consistent payments over the loan term. These loans protect against market fluctuations, offering financial predictability for long-term budgeting. Ideal for homeowners planning extended residency, they combine stable interest rates with flexible term options.
FHA Loans
FHA Loans enable low down payment mortgages with government backing. These programs assist first-time buyers and those with limited credit history. They offer flexible qualification standards while maintaining competitive interest rates for primary residences.
VA Loans
VA Loans provide zero-down financing for military personnel and veterans. These government-backed programs offer favorable terms without private mortgage insurance requirements. The service includes specialized support for service-related housing needs and benefits.
USDA Loans
USDA Loans facilitate home ownership in eligible rural areas. These government-guaranteed programs offer zero-down options with competitive rates. Designed for moderate-income families, they include special provisions for property location and income requirements.
Jumbo Loans
Jumbo Loans finance high-value properties exceeding conventional limits. These flexible programs accommodate luxury home purchases with competitive rates. They offer fixed and adjustable rate options for discerning buyers seeking premium financing solutions.
People
Debora Macziewski
Loan Officer
NMLS# 337740 Debora provides personalized mortgage solutions with a focus on client education and financial planning.
Court Ryan
Loan Officer
NMLS# 345759 Court specializes in guiding clients through complex mortgage transactions with professional expertise.
Trever Johnson
Loan Officer
NMLS# 719838 Trever offers tailored loan solutions with extensive experience in residential financing programs.
Toni Warren
Director of Operations
NMLS# 2059079 Toni oversees operational excellence while maintaining direct client service commitments.
Steven Carter
Mortgage Advisor
NMLS# 725460 Steven provides strategic mortgage advice with a focus on long-term financial planning.
Questions
When should I consider refinancing?
Refinance when rates drop about 1% below your current rate to potentially reduce monthly payments.
What are mortgage points?
Points equal 1% of the loan amount and can lower interest rates through upfront payment.
Should I pay discount points?
Yes, if you plan long-term residency to benefit from reduced monthly payments.
What does APR represent?
APR shows total loan costs including fees, providing a comprehensive comparison metric.
How do I prepare loan documents?
Gather recent pay stubs, tax returns, asset statements, and employment verification for application.
Videos
