Business Details
50+ Years
experience
Emergency
services
Trusted Insurance Solutions in Jacksonville, FL
Zellner Insurance has served Florida for over a century, establishing itself as a trusted partner in insurance solutions since 1921. Our team of professional Property and Casualty Insurance Agents specializes in tailoring coverage for businesses across towing, transportation, construction, and food-truck industries, offering General Liability, Commercial Auto, Workers Compensation, and more. We pioneered innovative programs to exceed client expectations while maintaining deep community ties, particularly through our Will of Iron Golf Foundation for Military Vets, which has supported over 230 veterans since 2020.With headquarters in Jacksonville, we combine 104 years of experience with modern risk management strategies to serve clients statewide. Our commitment to transparency and personalized service ensures clients receive optimal coverage options aligned with their unique needs, whether through traditional policies or specialized Captive Insurance programs designed to reduce costs and combat fraud.
Services
Transportation Insurance
Business Insurance
Personal Insurance
Captive Insurance
Health Insurance
Workers Compensation
Commercial Auto
Homeowners Insurance
Flood Insurance
PEO Services
Details
- Year established: 1921
Highlights and features
- We offer 104 years of proven expertise in Florida insurance markets
- Our team specializes in hard-to-place coverage for transportation and construction industries
- Pioneered Captive Insurance programs to reduce business insurance costs
- 24-hour claims response commitment for urgent needs
- Community-focused with veteran support initiatives since 2020
Services
Transportation Insurance
Specialized insurance for long-haul transportation and commercial fleets, including DOT compliance monitoring and driver pre-qualification. Helps businesses manage risks associated with cargo transport, vehicle damage, and regulatory requirements. Designed for both new ventures and established operations seeking comprehensive protection.
Business Insurance
Comprehensive coverage including General Liability, Workers Compensation, and Commercial Property Insurance. Addresses risks from bodily injury to property damage while helping businesses meet contractual insurance requirements. Tailored for industries facing challenging markets like construction and transportation.
Captive Insurance
Alternative risk financing program enabling businesses to reduce premiums and combat fraudulent claims. Provides greater control over insurance costs through customized risk management strategies while maintaining compliance with industry regulations and improving operational flexibility.
Health Insurance
Offers individual and group health plans including Medicare supplements and disability insurance. Features telemedicine access through HealthiestYou by Teladoc for convenient care. Designed to meet diverse healthcare needs while providing expert guidance through licensed insurance professionals.
PEO Services
Professional Employer Organization solutions for payroll, compliance, and risk management. Eliminates work comp audits and quarterly reports while improving productivity through streamlined administrative processes. Enables businesses to focus on core operations while maintaining employee benefits and regulatory compliance.
People
Jeff Spadafora
President & CEO
Leading Zellner Insurance with third-generation expertise, Jeff oversees strategic growth and maintains the company's century-old commitment to Florida clients while expanding innovative insurance solutions for modern business challenges.
Xiomara Spadafora
Vice President
As Vice President, Xiomara focuses on client relations and community engagement, driving initiatives like the Will of Iron Golf Foundation to support military veterans through customized insurance programs and outreach efforts.
Max Spadafora
Operations Manager
Managing daily operations, Max ensures efficient service delivery across all insurance lines while maintaining the agency's 24-hour response commitment to client inquiries and claims processing.
Patrick Mobley
Director of Sales
Patrick leads sales strategies to expand insurance offerings for commercial clients, specializing in hard-to-place coverage solutions for transportation and construction industries across Florida markets.
Resaundra Gilmore
Commercial Lines Specialist
Focusing on commercial insurance solutions, Resaundra helps businesses navigate complex risk management needs with tailored coverage options including liability, property, and workers compensation insurance.
Questions
What types of business insurance do you offer?
We provide General Liability, Commercial Auto, Workers Compensation, Commercial Property, and Captive Insurance programs tailored for industries like transportation, construction, and food services.
Do you specialize in any specific insurance markets?
Yes, we specialize in hard-to-place coverage for transportation, towing operations, and construction businesses with challenging insurance needs due to claims history or market conditions.
How does your Captive Insurance program benefit businesses?
Our Captive Insurance program reduces premiums by 30-50%, combats fraudulent claims, and provides customized risk management solutions while maintaining regulatory compliance.
What personal insurance products are available?
We offer homeowners, auto, flood, umbrella, and health insurance policies with optional telemedicine access through HealthiestYou by Teladoc for comprehensive personal protection.
How quickly do you respond to claims?
We guarantee a representative will contact you within 24 hours of submitting a claim to begin processing and provide regular updates throughout resolution.
Do you support local community initiatives?
Yes, through our Will of Iron Golf Foundation, we've provided equipment and instruction to over 230 veterans since 2020, supporting military families through golf therapy programs.
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